5215 Tioga St, Duluth, MN 55804 Property Records

St. Louis County property record for 5215 Tioga St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,554 sqft · built 1924
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$198,500 (Dec 2018)
Tax Bill	$4,390 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-3080-02150`

Property Details

APN / Parcel Number

Primary APN	`010-3080-02150`
Alternative APN	`1064299`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,554 sqft Gross Area
1st Floor Area	822 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	7,000 sqft (0.16 acres)
Garage Area	400 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1064299
Street Address	5215 TIOGA ST
City	DULUTH
State	MN
Zip	55804-1667
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 13 BLOCK:008 SERIAL #
Legal Subdivision	LONDON PARK ADDITION
Legal Block	8
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2016
Census Tract	200

Owner

5215 Tioga St is owned and occupied by an individual who bought it in December 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5215 TIOGA ST, DULUTH, MN 55804-1667
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTH SHORE BK/COMMERCE
Dec 26, 2018	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE
Jun 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2018 · Amount on File
Deed Sale	Dec 26, 2018 · Amount on File
Prior Sale	Mar 24, 2015 · Amount on File
Deed Document Number	20181006419
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5215 TIOGA ST, DULUTH, MN 55804-1667
Document Number	00T1022744
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5215 TIOGA ST DULUTH MN 558041667, DULUTH, MN 55804-1667

Mortgage

Document Number	00T1022744
Date	Apr 27, 2020
Instrument	T1022744

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 26, 2035

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 26, 2018
Property Address	5215 TIOGA ST, DULUTH, MN 55804-1667
Document Number	0001006419
Instrument Date	Dec 12, 2018
Instrument	1006419
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.05
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5215 TIOGA ST DULUTH MN 558041667, DULUTH, MN 55804-1667

Mortgage

Document Number	1006420
Date	Dec 26, 2018
Instrument	1006420

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5215 TIOGA ST, DULUTH, MN 55804-1667
Document Number	000T999804
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5215 TIOGA ST DULUTH MN 558041667, DULUTH, MN 55804-1667

Mortgage

Document Number	000T999804
Date	Jul 3, 2018
Instrument	T999804

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 2, 2023

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2026 property tax bill for 5215 Tioga St was $4,390 with a homeowner's exemption, up 7.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,390.00 (+7.33%) Homeowner's exemption
2025	$4,090.00 (-1.16%) Homeowner's exemption	$334,200 (+6.4%) Land $47,800 Building $286,400	$334,200 (+6.4%) Land $47,800 Building $286,400
2024	$4,138.00	$314,100 Land $46,200 Building $267,900	$314,100 Land $46,200 Building $267,900
2022		$272,800 Land $35,500 Building $237,300	$272,800 Land $35,500 Building $237,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5215 Tioga St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5215 Tioga St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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