5220 Iris Spring Way, Elk Grove, CA 95757 Property Records

Sacramento County property record for 5220 Iris Spring Way, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,856 sqft · built 2003
Lot Size	0.191 acres (8,337 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,014 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`132-0710-044-0000`

Property Details

APN / Parcel Number

Primary APN	`132-0710-044-0000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,856 sqft Living Area
1st Floor Area	1,660 sqft
2nd Floor Area	1,196 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,337 sqft (0.191 acres)
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5220 IRIS SPRING WAY
City	ELK GROVE
State	CA
Zip	95757-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	FRANKLIN MEADOWS 01, LOT 44
Legal Subdivision	FRANKLIN MEADOWS 01
Legal Lot Number	44
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	9649

Owner

5220 Iris Spring Way is owned and occupied by two individuals who acquired it in June 2009.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5220 IRIS SPRING WAY, ELK GROVE, CA 95757-3236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2009
Deed Sale	Jun 1, 2009
Prior Sale	Jun 20, 2003 · Amount on File
Deed Book / Page	20090601 / 237
Prior Transfer Date	Jul 26, 2003
Prior Transfer Doc	2003002156
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5220 IRIS SPRING WAY, ELK GROVE, CA 95757-3236
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5220 IRIS SPRING WAY, ELK GROVE, CA 95757-3236

Mortgage

Document Number	2021090800847
Date	Sep 8, 2021
Instrument	2021090800847

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5220 Iris Spring Way was $7,014 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$541,688 (+2%) Land $88,626 Building $453,062
2025	$7,014.00 (+0.8%) Homeowner's exemption	$531,068 Land $86,889 Building $444,179
2024	$6,958.00 (+2.44%)
2023	$6,792.00 (+1.57%) Homeowner's exemption	$510,448 Land $83,516 Building $426,932
2022	$6,687.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5220 Iris Spring Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5220 Iris Spring Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 929 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20

May also be available: GeoLinks, Verizon.

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