522 West St, Oceanside, CA 92054 Property Records

San Diego County property record for 522 West St, Oceanside, CA 92054

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 1,680 sqft · built 1960
Lot Size	0.123 acres (5,355 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Aug 2021)
Tax Bill	$10,754 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-304-18-00`

Property Details

APN / Parcel Number

Primary APN	`150-304-18-00`
Alternative APN	`1503921800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Units	3 Units
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Multi-Family
Lot Area	5,355 sqft (0.123 acres)

Location & Zoning

Old Parcel Number	1503921800
Street Address	522 WEST ST
City	OCEANSIDE
State	CA
Zip	92054-5018
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RS
Legal Description	LOT 9 TR 001853
Legal Subdivision	HEATHER HOME
Legal Tract	001853
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1012
Census Tract	18201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 27513, SAN DIEGO, CA 92198-1513
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Grant Deed, Transfer · Conventional Mortgage MECHANICS BANK
Aug 19, 2021	Grant Deed, Transfer · Commercial Mortgage THE LOAN COMPANY OF SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2021 · Amount on Record
Deed Sale	Aug 19, 2021 · Amount on Record
Prior Sale	Nov 15, 1983 · Amount on Record
Deed Document Number	2021591383
Prior Transfer Date	May 7, 2015
Prior Transfer Doc	0000234380
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2022
Property Address	522 WEST ST, OCEANSIDE, CA 92054-5018
Document Number	0000285351
Map Reference	MAP 1853
Instrument Date	Jun 14, 2022
Instrument	2022-0285351
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 27513, SAN DIEGO, CA 92198-1513

Mortgage

Document Number	0000285352
Date	Jul 12, 2022
Instrument	2022-0285352

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 19, 2021
Property Address	522 WEST ST, OCEANSIDE, CA 92054-5018
Document Number	0000591383
Map Reference	MAP 1853
Instrument Date	Aug 12, 2021
Instrument	2021-0591383
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 27513, SAN DIEGO, CA 92198-1513
Investor	Possibly a Property Investor

Mortgage

Document Number	0000591384
Date	Aug 19, 2021
Instrument	2021-0591384

Lender

Name	THE LOAN COMPANY OF SAN DIEGO
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$974,187 (+2%) Land $865,945 Building $108,242
2025	$10,754.00 (+5.18%)	$955,086 (+4.04%) Land $848,966 Building $106,120
2023	$10,224.00 (+1.53%)	$918,000 Land $816,000 Building $102,000
2022	$10,070.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

Nearby Properties on West St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures