522 W 2nd Ave, Windermere, FL 34786 Property Records

Orange County property record for 522 W 2nd Ave, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.75 ba · 5,763 sqft · built 2023
Lot Size	1.27 acres (55,692 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,900,000 (Feb 2021)
Tax Bill	$45,069 (2025)
Deeds & Mortgages	Jul 2023 Transfer Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-23-28-9336-30-021`

Property Details

APN / Parcel Number

Primary APN	`17-23-28-9336-30-021`
Alternative APNs	`282317933630021` `284600` `289448` `293614`

Interior

Bedrooms	4 Beds
Full Baths	5.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,763 sqft Living Area
Gross Area	9,768 sqft
1st Floor Area	2,679 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	55,692 sqft (1.27 acres)
Garage Type	Carport
Garage Area	832 sqft
Carport	Carport
Carport Area	832 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,012 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	522 W 2ND AVE
City	WINDERMERE
State	FL
Zip	34786-8513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PLAT OF WINDERMERE G/36 LOT 3C & W1/2 OF LOT 2C
Legal Range	28E
Legal Township	23S
Legal Section	17
Legal Subdivision	WINDERMERE
Legal Tract	9336
Legal Block	30
Legal Lot Number	3C,2C
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1004
Census Tract	14809

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 W 2ND AVE, WINDERMERE, FL 34786-8513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 10, 2021	Warranty Deed, Transfer MID FLORIDA TITLE INC
Feb 10, 2021	Warranty Deed, Transfer MID FLORIDA TITLE, MID FLORIDA TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2021 · Amount on Record
Deed Sale	Feb 10, 2021 · Amount on Record
Prior Sale	Mar 5, 2013 · Amount on Record
Deed Document Number	202180236
Record Updated	Jun 8, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Jul 14, 2023
Property Address	522 W 2ND AVE, WINDERMERE, FL 34786-8513
Document Number	0000394089
Map Reference	MB 83 PG 125-128
Instrument Date	Jul 5, 2023
Instrument	20230394089
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11819 VERMILLION AVE, WINDERMERE, FL 34786-6697

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 10, 2021
Property Address	522 W 2ND AVE, WINDERMERE, FL 34786-8513
Document Number	20210080236
Map Reference	MB G PG 36-39
Instrument Date	Feb 8, 2021
Instrument	20210080236
Transaction Type	Transfer
Record Updated	Feb 26, 2021
Title Company	MID FLORIDA TITLE INC

Transaction

Amount	Amount Recorded
Tax	$13,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8731 S BAY DR, 8731, ORLANDO, FL 32819-4956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6240 FOXFIELD CT, WINDERMERE, FL 34786-5319

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 10, 2021
Property Address	522 W 2ND AVE, WINDERMERE, FL 34786-8513
Document Number	0000080236
Map Reference	MB G PG 36-39
Instrument Date	Feb 8, 2021
Instrument	20210080236
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	MID FLORIDA TITLE, MID FLORIDA TITLE INC

Transaction

Amount	Amount Recorded
Tax	$13,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8731 S BAY DR, ORLANDO, FL 32819-4956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6240 FOXFIELD CT, WINDERMERE, FL 34786-5319

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,817,838 (+2.7%)	$2,824,010 (-0.57%) Land $1,650,000 Building $1,174,010
2025	$45,069.00 (+2.85%) Homeowner's exemption	$2,743,757 (+62.74%)	$2,840,200 (+68.46%) Land $1,650,000 Building $1,190,200
2024	$43,819.00 (+55.23%)
2023	$28,229.00 (+5.6%) Homeowner's exemption	$1,686,000 (+6.31%) Land $1,650,000 Building $36,000	$1,686,000 (+6.31%) Land $1,650,000 Building $36,000
2022	$26,732.00	$1,586,000 Land $1,550,000 Building $36,000	$1,586,000 Land $1,550,000 Building $36,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	8 (2004–2017)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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