522 Union St, Troy, OH 45373 Property Records

Miami County property record for 522 Union St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,670 sqft · built 1920
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on File
Tax Bill	$903 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-023680`

Property Details

APN / Parcel Number

Primary APN	`D08-023680`
Alternative APNs	`050628.4-10-010-00` `D08SE055 00700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,670 sqft Living Area
1st Floor Area	2,112 sqft
Upper Floors Area	614 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	153 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	201 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	522 UNION ST
City	TROY
State	OH
Zip	45373-4104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 2340 50X142
Legal Subdivision	CITY OF TROY
Legal Lot Number	2340
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4004
Census Tract	365200

Owner

522 Union St is owned by a company that acquired it in March 2023.

Source: Miami County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	522 UNION ST, TROY, OH 45373-4104
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 20, 2023	Deed, Transfer
Jul 9, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2023
Deed Sale	Jan 20, 2023
Prior Sale	Jul 22, 2014 · Amount on File
Deed Document Number	2023726
Last Transfer Date	Mar 3, 2023
Transfer Doc	0000002564
Record Updated	Sep 20, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 10, 2023
Property Address	522 UNION ST, TROY, OH 45373-4104
Document Number	0000002564
Instrument Date	Mar 3, 2023
Instrument	2023OR-02564
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 S JOHNSON RD, LUDLOW FALLS, OH 45339-9728
Mail Care Of	EVAN BRUMBAUGH

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 20, 2023
Property Address	522 UNION ST, TROY, OH 45373-4104
Document Number	0000000726
Instrument Date	Jan 19, 2023
Instrument	2023OR-00726
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	766 S JOHNSON RD, LUDLOW FALLS, OH 45339-9728

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Jul 9, 2021
Property Address	522 UNION ST, TROY, OH 45373-4104
Document Number	0000011995
Instrument Date	Jul 7, 2021
Instrument	2021OR-11995
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 111, LUDLOW FALLS, OH 45339-0111

Tax Assessment & Valuation

The 2025 property tax bill for 522 Union St was $903, up 66.9% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$903.00 (+66.91%)	$26,600 (+89.86%) Land $5,600 Building $21,000	$76,000 Land $16,000 Building $60,000
2024	$541.00 (+2.08%)	$14,010 (-) Land $4,660 Building $9,350
2023	$530.00 (+17%)	$14,010 (-) Land $4,660 Building $9,350	$40,000 (-) Land $13,300 Building $26,700
2022	$453.00	$14,010 Land $4,660 Building $9,350	$40,000 Land $13,300 Building $26,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Union St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 522 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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