Miami County property record for 515 Union St, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,248 sqft · built 1920 |
| Lot Size | 0.564 acres (24,568 sqft) |
| Owner | Individual Name on File |
| Last Sale | $57,000 (Oct 2021) |
| Tax Bill | $556 (2025) |
| Deeds & Mortgages | Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-090980 |
| Primary APN | D08-090980 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 2,496 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 24,568 sqft (0.564 acres) |
| Garage Type | Detached |
| Garage Area | 2,200 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 515 UNION ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANAL LD REAR OL 55-57 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 365200 |
515 Union St is owned and occupied by an individual who acquired it in December 2022.
Source: Miami County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 UNION ST, TROY, OH 45373-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on File |
| Deed Sale | Oct 19, 2021 · Amount on File |
| Prior Sale | Jan 1, 1990 |
| Deed Document Number | 20212021OR-18137 |
| Last Transfer Date | Dec 28, 2022 |
| Transfer Doc | 0000018137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 19, 2021 |
| Property Address | 515 UNION ST, TROY, OH 45373-4103 |
| Document Number | 0000018137 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021OR-18137 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 909 S WALNUT ST, TROY, OH 45373-4011 |
The 2025 property tax bill for 515 Union St was $556, up 24.4% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $556.00 (+24.38%) | $16,420 (+41.19%) Land $6,130 Building $10,290 | $46,900 Land $17,500 Building $29,400 |
| 2024 | $447.00 (+2.05%) | $11,630 (-) Land $5,150 Building $6,480 | |
| 2023 | $438.00 (+17.11%) | $11,630 (-) Land $5,150 Building $6,480 | $33,200 (-) Land $14,700 Building $18,500 |
| 2022 | $374.00 | $11,630 Land $5,150 Building $6,480 | $33,200 Land $14,700 Building $18,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 515 Union St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1980–2014) |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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