522 Union St, Covington, IN 47932 Property Records

Fountain County property record for 522 Union St, Covington, IN 47932 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1970
Square Footage	2,042 sqft Living Area
Lot Size	26,798 sqft (0.615 acres)
Garage	Mixed, 1,614 sqft
Occupancy	Owner Occupied
Tax Bill	$1,511.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`018B083522517300`
Alternative APNs	`23-06-35-225-173.000-016` `00000993770` `0180100100`

Interior

Full Baths	2 Baths
Partial Baths	2 Partial Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	1 Rooms
Building Area	2,042 sqft Living Area
1st Floor	2,042 sqft 1st Floor
Basement Area	418 sqft Basement
Unfinished Basement	418 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Material	Metal Roof
Lot Area	26,798 sqft (0.615 acres)
Depth X Width	301 ft x 66 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,614 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	00000993770
Street Address	522 UNION ST
City	COVINGTON
State	IN
Zip	47932-1254
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	018-01001-00 OP E1/2 11, 12, 33 & 34 W1/2 VACATED ST ADJ OP 12, 33 & 34 MP B08-35-225-17300
Legal Subdivision	CITY COVINGTON
Jurisdiction	FOUNTAIN IN
Minor Civil Division	TROY
Census Blockgroup	3
Census Block	3037
Census Tract	957800

Owner

Source: Fountain County records · APN 018B083522517300

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	522 UNION ST, COVINGTON, IN 47932-1254
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	522 UNION ST, COVINGTON, IN 47932-1254
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201901585
Date	Jul 19, 2019
Instrument	201901585

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 06, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fountain County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Municipality	Covington City
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,511.00 (-3.02%) Homeowner's exemption	$185,700 (+16.79%) Land $36,400 Building $149,300	$185,700 (+16.79%) Land $36,400 Building $149,300
2024	$1,558.00 (-4.48%)
2023	$1,631.00 (+1.24%)	$159,000 (+5.93%) Land $31,200 Building $127,800	$159,000 (+5.93%) Land $31,200 Building $127,800
2022	$1,611.00 Homeowner's exemption	$150,100 Land $31,200 Building $118,900	$150,100 Land $31,200 Building $118,900

Flood & Wildfire

522 Union St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Fountain County (18045C), updated February 6, 2013

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 36th in Indiana
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.