510 Union St, Covington, IN 47932 Property Records

Fountain County property record for 510 Union St, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,008 sqft · built 1990
Lot Size	0.227 acres (9,901 sqft)
Owner	Individual Name on Record
Tax Bill	$1,369 (2025)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018B083522501490`

Property Details

APN / Parcel Number

Primary APN	`018B083522501490`
Alternative APNs	`23-06-35-225-149.000-016` `00000993741` `0180106900`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	2,008 sqft Living Area
1st Floor Area	2,008 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,901 sqft (0.227 acres)
Lot Dimensions	198 ft deep x 50 ft wide
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000993741
Street Address	510 UNION ST
City	COVINGTON
State	IN
Zip	47932-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COVIN
Legal Description	018-01069-00 OP PT 32, 13 & 35 MP B08-35-225-14900
Legal Subdivision	ORIGINAL PLAT OF COVINGTON
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	3
Census Block	3037
Census Tract	957800

Owner

Source: Fountain County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	510 UNION ST, COVINGTON, IN 47932-1254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2012
Deed Sale	Jul 25, 2012
Deed Document Number	20121782
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	510 UNION ST, COVINGTON, IN 47932-1254
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300145
Date	Jan 23, 2023
Instrument	202300145

Lender

Name	WINTERWOOD MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Municipality	Covington City
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,369.00 (-4.67%) Homeowner's exemption	$172,700 (+14.37%) Land $28,100 Building $144,600	$172,700 (+14.37%) Land $28,100 Building $144,600
2024	$1,436.00 (+7.32%)
2023	$1,338.00 (+2.29%)	$151,000 (+5.15%) Land $24,100 Building $126,900	$151,000 (+5.15%) Land $24,100 Building $126,900
2022	$1,308.00 Homeowner's exemption	$143,600 Land $24,100 Building $119,500	$143,600 Land $24,100 Building $119,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPARTMENT serves 2,645 people · EPA ID IN5223002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Nov 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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