522 Ruby Peak Ave, Mount Vernon, WA 98273 Property Records

Skagit County property record for 522 Ruby Peak Ave, Mount Vernon, WA 98273

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,188 sqft · built 2006
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$330,500 (Sep 2024)
Tax Bill	$5,157 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2026 Mortgage + 1 more
APN	`4892-000-060-0000`

Property Details

APN / Parcel Number

Primary APN	`4892-000-060-0000`
Alternative APN	`P124593`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,188 sqft Living Area
Gross Area	2,708 sqft
1st Floor Area	1,008 sqft
Upper Floors Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Metal
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	448 sqft
Porch	Slab
Porch Area	80 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	522 RUBY PEAK AVE
City	MOUNT VERNON
State	WA
Zip	98273-8921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.1100 AC) LOT 60, PLAT OF SKAGIT HIGHLANDS DIVISION 3, AS PER PLAT RECORDED UNDER AF#200605150163, RECORDS OF SKAGIT COUNTY, WASHINGTON.
Legal Range	04
Legal Township	34
Legal Section	22
Legal Subdivision	SKAGIT HIGHLANDS DIVISION 3
Legal Block	3
Legal Lot Number	60
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3019
Census Tract	952304

Owner

522 Ruby Peak Ave is owned by two individuals who bought it in September 2024.

Source: Skagit County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	467 VINE MAPLE WAY, SEDRO WOOLLEY, WA 98284-9540
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC
Apr 11, 2020	Deed of Trust, Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2024 · Amount on File
Deed Sale	Sep 13, 2024 · Amount on File
Prior Sale	Dec 21, 2018 · Amount on File
Deed Document Number	202476
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Recording Date	Sep 17, 2026
Property Address	522 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921
Document Number	0000000017
Instrument Date	Sep 12, 2026
Instrument	202617
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921

Mortgage

Document Number	0000000017,
Date	Sep 17, 2026
Instrument	202617

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Recording Date	Jun 24, 2026
Property Address	522 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921
Document Number	0000000023
Instrument Date	Jun 15, 2026
Instrument	202623
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921

Mortgage

Document Number	0000000023,
Date	Jun 24, 2026
Instrument	202623

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	522 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921
Document Number	0004160052
Instrument Date	Apr 11, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	522 RUBY PEAK AVE MOUNT VERNON WA 982738921, MOUNT VERNON, WA 98273-8921

Mortgage

Document Number	0004160052
Date	Apr 16, 2020
Instrument	4160052

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 522 Ruby Peak Ave was $5,157.

Source: Skagit County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,157.00	$535,200 Land $208,300 Building $326,900	$535,200 Land $208,300 Building $326,900
2023	$4,657.00
2022		$449,500 Land $159,500 Building $290,000	$449,500 Land $159,500 Building $290,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 522 Ruby Peak Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Ruby Peak Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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