511 Ruby Peak Ave, Mount Vernon, WA 98273 Property Records

Skagit County property record for 511 Ruby Peak Ave, Mount Vernon, WA 98273

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 2,582 sqft · built 2006
Lot Size	0.121 acres (5,261 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Jun 2024)
Tax Bill	$5,694 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
APN	`4892-000-031-0000`

Property Details

APN / Parcel Number

Primary APN	`4892-000-031-0000`
Alternative APN	`P124564`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,582 sqft Living Area
Gross Area	3,019 sqft
1st Floor Area	1,092 sqft
Upper Floors Area	1,490 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Metal
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,261 sqft (0.121 acres)
Garage Type	Attached
Garage Area	398 sqft
Porch	Slab
Porch Area	30 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	511 RUBY PEAK AVE
City	MOUNT VERNON
State	WA
Zip	98273-8921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.1200 AC) LOT 31, PLAT OF SKAGIT HIGHLANDS DIVISION 3, AS PER PLAT RECORDED UNDER AF#200605150163, RECORDS OF SKAGIT COUNTY, WASHINGTON.
Legal Range	04
Legal Township	34
Legal Section	22
Legal Subdivision	SKAGIT HIGHLANDS DIVISION 3
Legal Block	3
Legal Lot Number	31
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3017
Census Tract	952304

Owner

Source: Skagit County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	511 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Warranty Deed, Transfer · VA Mortgage SAVIBANK
Apr 27, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BANK
Oct 4, 2018	Deed of Trust, Mortgage · Conventional with PMI KITSAP BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	Mar 7, 2023 · Amount on Record
Deed Document Number	202481
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Mar 7, 2023
Property Address	511 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921
Document Number	0000000029
Map Reference	AF 200605150163
Instrument Date	Feb 28, 2023
Instrument	202303070029
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,989.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921

Mortgage

Document Number	0000000030
Date	Mar 7, 2023
Instrument	202303070030

Lender

Name	SAVIBANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Apr 27, 2021
Property Address	511 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921
Document Number	0000000124
Map Reference	AF 200605150163
Instrument Date	Apr 22, 2021
Instrument	202104270124
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,605.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921

Mortgage

Document Number	0000000125
Date	Apr 27, 2021
Instrument	202104270125

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	511 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8921
Document Number	0010050027
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	511 RUBY PEAK AVE MOUNT VERNON WA 982738921, MOUNT VERNON, WA 98273-8921

Mortgage

Document Number	0010050027
Date	Oct 5, 2018
Instrument	10050027

Lender

Name	KITSAP BK
Type	Bank
Address	BELLEVUE, WA 98005

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,694.00 (+10.39%)	$568,500 (+14.18%) Land $208,300 Building $360,200	$568,500 (+14.18%) Land $208,300 Building $360,200
2023	$5,158.00
2022		$497,900 Land $159,500 Building $338,400	$497,900 Land $159,500 Building $338,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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