522 Riddle Rd, Apt 23, Cincinnati, OH 45220 Property Records

Hamilton County property record for 522 Riddle Rd, Apt 23, Cincinnati, OH 45220

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 968 sqft · built 1983
Owner	Company Name on Record
Tax Bill	$2,062 (2025)
Deeds & Mortgages	Jun 2023 Sale May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101-0004-0121-00`

Property Details

APN / Parcel Number

Primary APN	`101-0004-0121-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Conventional
Exterior Material	Brick
Lot Width	4 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	522 RIDDLE RD APT 23, 23
City	CINCINNATI
State	OH
Zip	45220-2781
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 23 - 3.46 % NORTH CLIFF CONDOMINIUMS OF CLIFTON
Legal Subdivision	NORTH CLIFF CONDO CLIFTON
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2001
Census Tract	2902

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6442 CEDAR CREEK CT, MASON, OH 45040-7649
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Warranty Deed, Transfer NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Mar 22, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2025
Deed Sale	May 20, 2025
Prior Sale	Jun 7, 2023 · Amount on Record
Deed Document Number	0000037276
Deed Book / Page	15420 / 2166
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 7, 2023
Property Address	522 RIDDLE RD APT 23, 23, CINCINNATI, OH 45220-2781
Document Number	0000038547
Book / Page	14932 / 1000
Map Reference	MB 240 PG 65-67
Instrument Date	Jun 5, 2023
Instrument	2023-0038547
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	522 RIDDLE RD APT 23, 23, CINCINNATI, OH 45220-2781

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	522 RIDDLE RD APT 23, 23, CINCINNATI, OH 45220-2781
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058333
Date	May 11, 2021
Book Page	14415/1229
Instrument	2021-0058333

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 22, 2019
Property Address	522 RIDDLE RD APT 23, 23, CINCINNATI, OH 45220-2781
Document Number	0000021366
Book / Page	13880 / 01030
Map Reference	MB 240 PG 65-67
Instrument Date	Mar 14, 2019
Instrument	2019-0021366
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	WAVE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	522 RIDDLE RD APT 23, 23, CINCINNATI, OH 45220-2781

Mortgage

Document Number	0000021367
Date	Mar 22, 2019
Instrument	2019-0021367

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,062.00 (+0.15%)	$32,578 (-) Land $4,760 Building $27,818
2024	$2,059.00 (-0.19%)	$32,578 (-) Land $4,760 Building $27,818
2023	$2,063.00 (-9.99%)	$32,578 (+0.03%) Land $4,760 Building $27,818	$93,080 (+0.03%) Land $13,600 Building $79,480
2022	$2,292.00	$32,568 Land $3,826 Building $28,742
2020			$93,050 Land $10,930 Building $82,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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