522 Riddle Rd, Apt 22, Cincinnati, OH 45220 Property Records

Hamilton County property record for 522 Riddle Rd, Apt 22, Cincinnati, OH 45220

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 880 sqft · built 1983
Lot Size	1.33 acres (58,071 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,000 (Oct 2005)
Tax Bill	$1,848 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`101-0004-0120-00`

Property Details

APN / Parcel Number

Primary APN	`101-0004-0120-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	13 Units
Stories	1 Story
Building Area	880 sqft Living Area
1st Floor Area	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	58,071 sqft (1.33 acres)
Lot Width	4 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	522 RIDDLE RD, 22
City	CINCINNATI
State	OH
Zip	45220-2781
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 22 - 3.15 % NORTH CLIFF CONDOMINIUMS OF CLIFTON
Legal Subdivision	NORTH CLIFF CONDOMINIUM
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2001
Census Tract	2902

Owner

Source: Hamilton County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2914 FOURTOWERS DR, CINCINNATI, OH 45238-2550
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2005 · Amount on Record
Deed Sale	Oct 28, 2005 · Amount on Record
Prior Sale	Oct 26, 1999 · Amount on Record
Deed Document Number	2005184041
Deed Book / Page	10079 / 391
Prior Transfer Date	Aug 3, 1995
Prior Transfer Doc	0000134744
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jun 8, 2026
Property Address	522 RIDDLE RD, 22, CINCINNATI, OH 45220-2781
Document Number	0000044769
Book / Page	15682 / 371
Instrument Date	May 14, 2026
Instrument	202644769
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 RIDDLE RD, 22, CINCINNATI, OH 45220-2781

Mortgage

Document Number	0000044769,
Date	Jun 8, 2026
Book Page	15682/371
Instrument	202644769

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 14, 2051

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,848.00 (-1.81%)	$30,069 (-) Land $4,760 Building $25,309	$85,910 (-) Land $13,600 Building $72,310
2024	$1,882.00 (+2.67%)	$30,069 (-) Land $4,760 Building $25,309
2023	$1,833.00 (-0.16%)	$30,069 (+16.87%) Land $4,760 Building $25,309	$85,910 (+16.87%) Land $13,600 Building $72,310
2022	$1,836.00 Homeowner's exemption	$25,729 Land $3,826 Building $21,903
2020			$73,510 Land $10,930 Building $62,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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