1. Home
  2. Florida
  3. Monroe County
  4. Key West
  5. Olivia St

522 Olivia St, Key West, FL 33040 Property Records

Monroe County property record for 522 Olivia St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,708 sqft · built 2024
Lot Size0.067 acres (2,940 sqft)
OwnerCompany Name on File
Last Sale$3,599,000 (Feb 2025)
Tax Bill$4,920 (2024)
Deeds & MortgagesAug 2023 Mortgage
Apr 2022 Sale
Flood ZoneZone X (minimal risk)
APN00017500-000000

Property Details

APN / Parcel Number

Primary APN00017500-000000
Alternative APNs
  • 01010100017500000000
  • 1017973

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area1,708 sqft Living Area
1st Floor Area936 sqft
Interior WallsWood

Exterior

Year BuiltBuilt 2024
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,940 sqft (0.067 acres)
Lot Dimensions70 ft deep x 42 ft wide
Garage Area240 sqft
PorchOpen Porch
Porch Area56 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1017973
Old Parcel Number01010100017500000000
Street Address522 OLIVIA ST
CityKEY WEST
StateFL
Zip33040-7471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PT LOT 1 SQR 8 TR 4 OR96-277/78 OR669-293 OR2774-545 OR3168-2436
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 08 TR 04
Legal Tract4
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3023
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address580 E CARMEL DR STE 330, 330, CARMEL, IN 46032-3316
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK OF THE FLORIDA KEYS
Apr 21, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 5, 2025 · Amount on Record
Deed SaleFeb 5, 2025 · Amount on Record
Prior SaleApr 21, 2022 · Amount on Record
Deed Document Number2488839
Deed Book / Page3310 / 1823
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address522 OLIVIA ST, KEY WEST, FL 33040-7471
Transaction TypeMortgage
Record UpdatedSep 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 OLIVIA ST, KEY WEST, FL 33040-7471

Mortgage

Document Number0032400941
DateAug 29, 2023
Book Page3240/941
Instrument2430021
Lender
NameFIRST STATE BANK OF THE FLORIDA KEYS
TypeBank
AddressKEY WEST, FL 33040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term13 Months
DueSep 1, 2024

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 21, 2022
Property Address522 OLIVIA ST, KEY WEST, FL 33040-7471
Document Number0031682436
Book / Page3168 / 2436
Instrument DateApr 15, 2022
Instrument2371888
Transaction TypeTransfer
Record UpdatedMay 11, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$5,775.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 OLIVIA ST, KEY WEST, FL 33040-7471

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$991,703 (+66.22%)$1,719,045 (+57.48%) Land $1,217,454 Building $501,591
2024$4,920.00 (-3.7%)
2023$5,109.00 (-16.33%) Homeowner's exemption$596,603 (-26.34%)$1,091,605 (+26.32%) Land $1,015,535 Building $76,070
2022$6,106.00 Homeowner's exemption$809,939$864,186 Land $786,891 Building $77,295

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 285 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 43 condo units
Nearby Flood Claims89 (1980–2025)
Claims Outside the SFHA43 of 89
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 8 claims
  • Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Olivia St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures