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517 Olivia St, Key West, FL 33040 Property Records

Monroe County property record for 517 Olivia St, Key West, FL 33040

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,026 sqft · built 1943
Lot Size0.065 acres (2,825 sqft)
OwnerCompany Name on File
Last Sale$100 (Jun 2019)
Tax Bill$9,363 (2024)
Deeds & MortgagesMay 2022 Mortgage
Jun 2019 Sale
Flood ZoneZone X (minimal risk)
APN00016840-000000

Property Details

APN / Parcel Number

Primary APN00016840-000000
Alternative APNs
  • 01010100016840000000
  • 1017248

Interior

Bedrooms3 Beds
Full Baths2 Baths
Units2 Units
Stories1 Story
Building Area1,026 sqft Living Area
1st Floor Area1,026 sqft
FlooringCeramic Tile
Interior WallsWood

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 2017
Architectural StyleDuplex Single
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,825 sqft (0.065 acres)
Lot Dimensions57 ft deep x 50 ft wide

Exterior Amenities

Pool Area162 sqft
PorchOpen Porch
Porch Area307 sqft
Patio Area241 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1017248
Street Address517 OLIVIA ST
CityKEY WEST
StateFL
Zip33040-7438
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeHRCC3
Legal DescriptionKW PT LOT 4 SQR 5 TR 4 OR155-290/91 OR424-737/38 OR778-1526/27 OR781-1119/20 OR943-590 OR1100-724 OR1601-1775/76 OR2030-27 OR2142-929/31 OR2697-1824/25 OR2970-1413
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 05 TR 04
Legal Tract4
Legal Block5
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3021
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

517 Olivia St, a duplex, is owned by a company that bought it in June 2019.

Source: Monroe County records, as of April 14, 2026

Owner of RecordCompany Name on File
Mailing Address5855 51ST ST S, ST PETERSBURG, FL 33715-1611
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Jun 18, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2019 · Amount on File
Deed SaleJun 18, 2019 · Amount on File
Prior SaleAug 11, 2005 · Amount on File
Deed Document Number20192225070
Deed Book / Page2970 / 1413
Prior Transfer DateJul 29, 2014
Prior Transfer Doc0026971831
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address517 OLIVIA ST, KEY WEST, FL 33040-7438
Transaction TypeMortgage
Record UpdatedJun 20, 2022
Title CompanyFIRST INTERNATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5855 51ST ST S, ST PETERSBURG, FL 33715-1611

Mortgage

Document Number0031760913
DateMay 27, 2022
Book Page3176/913
Instrument2377487
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 18, 2019
Property Address517 OLIVIA ST, KEY WEST, FL 33040-7438
Document Number0029701413
Book / Page002970 / 001413
Instrument DateMay 24, 2019
Instrument2225070
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5855 51ST ST S ST PETERSBURG FL 337151611, ST PETERSBURG, FL 33715-1611

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,219,689 Land $881,739 Building $337,950$1,219,689 Land $881,739 Building $337,950
2024$9,363.00 (+6.63%)
2023$8,781.00 (+16.94%)$1,134,559 (+29.21%) Land $810,422 Building $324,137$1,134,559 (+29.21%) Land $810,422 Building $324,137
2022$7,509.00$878,100 Land $613,760 Building $264,340$878,100 Land $613,760 Building $264,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 517 Olivia St in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 285 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 43 condo units
Nearby Flood Claims89 (1980–2025)
Claims Outside the SFHA43 of 89
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 8 claims
  • Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 517 Olivia St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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