522 Ocean Trl, Corolla, NC 27927 Property Records

Currituck County property record for 522 Ocean Trl, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,038 sqft · built 1977
Lot Size	0.523 acres (22,800 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Mar 2021)
Tax Bill	$3,091 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9943-28-7914`

Property Details

APN / Parcel Number

Primary APN	`9943-28-7914`
Alternative APNs	`126A0000061000A` `000158566` `9943-28`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,038 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Foundation Type	Pile
Lot Area	22,800 sqft (0.523 acres)
Lot Dimensions	228 ft deep x 100 ft wide

Exterior Amenities

Pool Area	309 sqft
Porch	Porch
Porch Area	1,098 sqft
Patio Area	170 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000158566
Street Address	522 OCEAN TRL
City	COROLLA
State	NC
Zip	27927-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 61 SECT A OCEAN SANDS
Legal Subdivision	OCEAN SANDS
Legal Lot Number	61
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1117
Census Tract	110101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Currituck County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2401 PORT SAVAGE DR, MIDLOTHIAN, VA 23112-4591
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 13, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Deed Document Number	0001609734
Deed Book / Page	1609 / 734
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Mar 23, 2021
Property Address	522 OCEAN TRL, COROLLA, NC 27927-9688
Document Number	0016090734
Book / Page	1609 / 734
Map Reference	MB 4 PG 7
Instrument Date	Mar 17, 2021
Instrument	362324
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	522 OCEAN TRL, COROLLA, NC 27927-9688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 PORT SAVAGE DR, MIDLOTHIAN, VA 23112-4591

Mortgage

Document Number	0000362325
Date	Mar 23, 2021
Instrument	362325

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	522 OCEAN TRL, COROLLA, NC 27927-9688
Document Number	0014940765
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	522 OCEAN TRL COROLLA NC 279279688, COROLLA, NC 27927-9688

Mortgage

Document Number	0014940765
Date	Aug 16, 2019
Book Page	001494/000765
Instrument	344951

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,091.00 (+0.52%)	$372,700 (-) Land $110,000 Building $262,700
2024	$3,075.00 (+11.37%)	$372,700 (-) Land $110,000 Building $262,700
2023	$2,761.00 (+18.19%)	$372,700 (-) Land $110,000 Building $262,700	$372,700 (-) Land $110,000 Building $262,700
2022	$2,336.00	$372,700 Land $110,000 Building $262,700	$372,700 (-) Land $110,000 Building $262,700
2021			$372,700 Land $110,000 Building $262,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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