521 Ocean Trl, Corolla, NC 27927 Property Records

Currituck County property record for 521 Ocean Trl, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,274 sqft · built 1992
Lot Size	0.505 acres (22,000 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Dec 2021)
Tax Bill	$2,775 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9943-38-0868`

Property Details

APN / Parcel Number

Primary APN	`9943-38-0868`
Alternative APNs	`126A0000003000A` `000162242` `9943-38`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,274 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Bungalow
Exterior Material	Other
Construction Type	Frame
Foundation Type	Pile
Lot Area	22,000 sqft (0.505 acres)
Lot Dimensions	200 ft deep x 110 ft wide

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	220 sqft
Porch	Porch
Porch Area	580 sqft
Deck Area	960 sqft
Patio Area	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000162242
Street Address	521 OCEAN TRL
City	COROLLA
State	NC
Zip	27927-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SECT A OCEAN SANDS
Legal Subdivision	OCEAN SANDS
Legal Lot Number	3
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1080
Census Tract	110101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

521 Ocean Trl is owned by an individual who bought it in December 2021.

Source: Currituck County records, as of November 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	104 EDITH STONE DR, ABINGDON, MD 21009-1170
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Feb 28, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Sep 14, 2012 · Amount on File
Deed Document Number	0001670324
Deed Book / Page	1670 / 324
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	521 OCEAN TRL, COROLLA, NC 27927-9688
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017570224
Date	Jan 8, 2024
Book Page	1757/224
Instrument	386865

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Dec 17, 2021
Property Address	521 OCEAN TRL, COROLLA, NC 27927-9688
Document Number	0016700324
Book / Page	1670 / 324
Map Reference	MB 4 PG 7
Instrument Date	Dec 13, 2021
Instrument	371811
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 OCEAN TRL, COROLLA, NC 27927-9688

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000371812
Date	Dec 17, 2021
Instrument	371812

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	521 OCEAN TRL, COROLLA, NC 27927-9688
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014250929
Date	Nov 20, 2017
Book Page	1425/929

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	521 OCEAN TRL, COROLLA, NC 27927-9688
Document Number	0015230426
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	521 OCEAN TRL COROLLA NC 279279688, COROLLA, NC 27927-9688

Mortgage

Document Number	0015230426
Date	Mar 4, 2020
Book Page	001523/000426
Instrument	349557

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 521 Ocean Trl was $2,775, up 0.6% from the year before.

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,775.00 (+0.58%)	$317,600 (-) Land $120,000 Building $197,600
2024	$2,759.00 (+11.21%)	$317,600 (-) Land $120,000 Building $197,600
2023	$2,481.00 (+17.81%)	$317,600 (-) Land $120,000 Building $197,600	$317,600 (-) Land $120,000 Building $197,600
2022	$2,106.00	$317,600 Land $120,000 Building $197,600	$317,600 (-) Land $120,000 Building $197,600
2021			$317,600 Land $120,000 Building $197,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 521 Ocean Trl in Zone X, an area of minimal flood risk, though there have been 390 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 521 Ocean Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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