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522 Ocean Ave, Wells, ME 04090 Property Records

York County and Wells Town property record for 522 Ocean Ave, Wells, ME 04090 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,911 sqft · built 1993
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$1,079,000 (Mar 2025)
Tax Bill$9,114 (2025)
Deeds & MortgagesMar 2026 Mortgage
Oct 2020 Refinance
Flood ZoneZone AE (high risk)
APNWLLS M:112 L:18-2

Property Details

APN / Parcel Number

Primary APNWLLS M:112 L:18-2
Alternative APN
  • M:112 L:18=2

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,911 sqft Living Area
Gross Area3,277 sqft
1st Floor Area826 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2017
Architectural StyleContemporary
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address522 OCEAN AVE
CityWELLS
StateME
Zip04090-3973
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number18-2
JurisdictionWELLS ME
Township / Civil DivisionWELLS
Census Block Group1
Census Block1000
Census Tract34005

Owner

Source: York County and Wells Town records · APN WLLS M:112 L:18-2

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address522 OCEAN AVE, WELLS, ME 04090-3973
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2026Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC.
Oct 06, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
ALIGN CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 18, 2025 · Amount on Record
Deed SaleMar 18, 2025 · Amount on Record
Deed Document Number20258085
Deed Book / Page19621 / 897
Prior Transfer DateMar 17, 2025
Prior Transfer Doc0196210897
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELLS ME
Property Address522 OCEAN AVE, WELLS, ME 04090-3973
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0198690209
DateMar 25, 2026
Book Page19869/209
Instrument2026009846
Lender
NameCMG MORTGAGE INC.
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELLS ME
Property Address522 OCEAN AVE, WELLS, ME 04090-3973
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0184030479
DateOct 06, 2020
Book Page18403/479
Instrument2020050162
Lender
NameALIGN CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 01, 2035

Tax Assessment & Valuation

Source: York County and Wells Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
County SubdivisionWells Town
Unified School DistrictWells-Ogunquit Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,114.00 (+6.05%)$1,410,870 (-0.18%) Land $984,100 Building $426,770
2024$8,594.00 (+2.02%)$1,413,480 (-) Land $986,710 Building $426,770
2023$8,424.00 (+15.56%)$1,413,480 (+102.81%) Land $986,710 Building $426,770$1,433,550
2022$7,290.00$696,960 Land $490,770 Building $206,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310340051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 204 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies227 units insured
23 under condo master policies
Nearby Flood Claims42 (1991–2024)
Most Recent ClaimJan 2024, tidal / storm surge
Claims By Storm
  • Severe Storms And Flooding, Jan 2024 · 23 claims
  • Severe Storm And Flooding, Dec 2022 · 11 claims
  • Coastal Storm, Oct 1991 · 3 claims

Wildfire

Wildfire RiskLow
above 7% of the US · above 6% of Maine
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Consolidated CommunicationsFiber2,000 / 2,000
GoNetspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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