York County and Wells Town property record for 515 Ocean Ave, Wells, ME 04090
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,025 sqft · built 1920 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $937,500 (Feb 2019) |
| Tax Bill | $17,070 (2025) |
| Deeds & Mortgages | Feb 2019 Refinance Feb 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | WLLS M:112 L:160 |
| Primary APN | WLLS M:112 L:160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,025 sqft Living Area |
| Gross Area | 3,721 sqft |
| 1st Floor Area | 1,256 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 515 OCEAN AVE |
|---|---|
| City | WELLS |
| State | ME |
| Zip | 04090-3912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 160 |
| Jurisdiction | WELLS ME |
| Township / Civil Division | WELLS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 34005 |
515 Ocean Ave is owned by an individual who bought it in February 2019.
Source: York County and Wells Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6231 PARK RD, MC LEAN, VA 22101-4813 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK |
| Feb 20, 2019 | Warranty Deed, Transfer MORTGAGE NTWK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2019 · Amount on File |
| Deed Sale | Feb 20, 2019 · Amount on File |
| Deed Document Number | 20192019005838 |
| Deed Book / Page | 17897 / 58 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS ME |
| Property Address | 515 OCEAN AVE, WELLS, ME 04090-3912 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0178900699 |
|---|---|
| Date | Feb 6, 2019 |
| Book Page | 17890/699 |
| Instrument | 2019004274 |
| Name | CAMDEN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS ME |
| Recording Date | Feb 20, 2019 |
| Property Address | 515 OCEAN AVE, WELLS, ME 04090-3912 |
| Document Number | 0178970058 |
| Book / Page | 017897 / 000058 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 5838 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6231 PARK RD MCLEAN VA 221014813, MCLEAN, VA 22101-4813 |
| Document Number | 178970060 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 017897/000060 |
| Instrument | 5839 |
| Name | MORTGAGE NTWK |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
The 2025 property tax bill for 515 Ocean Ave was $17,070, up 6.2% from the year before.
Source: York County and Wells Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | Wells Town |
| Unified School District | Wells-Ogunquit Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $17,070.00 (+6.25%) | $2,642,370 (-) Land $2,223,690 Building $418,680 |
| 2024 | $16,066.00 (-6.71%) | $2,642,370 (-8.55%) Land $2,223,690 Building $418,680 |
| 2023 | $17,221.00 (+7.64%) | $2,889,490 (+88.91%) Land $2,470,810 Building $418,680 |
| 2022 | $15,999.00 | $1,529,520 Land $1,335,560 Building $193,960 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 515 Ocean Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 204 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 227 units insured incl. 23 condo units |
| Nearby Flood Claims | 42 (1991–2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Ocean Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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