522 Oak St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 522 Oak St, Spring Lake, MI 49456

Property Summary

Property Type	Kennel
Details	1,440 sqft · built 1988
Lot Size	0.279 acres (12,153 sqft)
Owner	Company Name on File
Last Sale	$63,750 (Mar 2019)
Tax Bill	$2,274 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-16-254-037`

Property Details

APN / Parcel Number

Primary APN	`70-03-16-254-037`

Interior

Stories	1 Story
Building Area	1,440 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	12,153 sqft (0.279 acres)
Lot Dimensions	121 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	522 OAK ST
City	SPRING LAKE
State	MI
Zip	49456
Property Category	Commercial
Property Type	Commercial > Retail > Kennel
Local Zoning Code	SERVICE
Legal Description	LOT 49, S'LY 20 FT OF LOT 50, & N'LY 20 FT OF LOT 48 FERRY HEIGHTS SUB
Legal Range	15W
Legal Township	5N
Legal Section	16
Legal Subdivision	FERRY HEIGHTS
Legal Block	254
Legal Lot Number	48-50
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	2
Census Block	2006
Census Tract	20600

Owner

522 Oak St, a commercial property, is owned by a company that acquired it in September 2020.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 51, FERRYSBURG, MI 49409-0051
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Quit Claim Deed, Transfer · Commercial Mortgage COMMUNITY SHORES BANK
Sep 15, 2020	Quit Claim Deed, Transfer Quitclaim
Sep 15, 2020	Quit Claim Deed, Transfer Quitclaim
Mar 27, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2019 · Amount on File
Deed Sale	Mar 27, 2019 · Amount on File
Prior Sale	Feb 6, 2004
Deed Document Number	20199103
Last Transfer Date	Sep 25, 2020
Transfer Doc	0000045804
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 19, 2020
Property Address	522 OAK ST, SPRING LAKE, MI 49456-9157
Document Number	20200045804
Instrument Date	Sep 25, 2020
Instrument	2020-0045804
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	530 OAK ST, 530, FERRYSBURG, MI 49409-5114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 OAK ST, FERRYSBURG, MI 49409-5114

Mortgage

Document Number	20200045806
Date	Oct 19, 2020
Instrument	2020-0045806

Lender

Name	COMMUNITY SHORES BANK
Type	Bank
Address	MUSKEGON, MI 49441

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 15, 2020
Property Address	522 OAK ST, SPRING LAKE, MI 49456-9157
Document Number	20200039835
Instrument Date	Sep 4, 2020
Instrument	2020-0039835
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2056 N GETTY ST, 2056, MUSKEGON, MI 49445-8565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 OAK ST, FERRYSBURG, MI 49409-5114

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 15, 2020
Property Address	522 OAK ST, SPRING LAKE, MI 49456-9157
Document Number	20200039836
Instrument Date	Sep 4, 2020
Instrument	2020-0039836
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 192, FERRYSBURG, MI 49409-0192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 OAK ST, FERRYSBURG, MI 49409-5114

March 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 27, 2019
Property Address	522 OAK ST, SPRING LAKE, MI 49456-9157
Document Number	20190009103
Instrument Date	Mar 7, 2019
Instrument	2019-0009103
Transaction Type	Foreclosure
Record Updated	Aug 19, 2021

Transaction

Amount	Amount on Record
Tax	$70.40
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10753 MACATAWA DR, HOLLAND, MI 49424-9572

Tax Assessment & Valuation

The 2025 property tax bill for 522 Oak St was $2,274.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,800	$105,600
2025	$2,274.00
2023		$46,800	$93,600
2022	$2,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–1986)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERRYSBURG serves 3,268 people · EPA ID MI0002285
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

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