Ottawa County property record for 403 Oak St, Spring Lake, MI 49456
| Property Type | General Industrial |
|---|---|
| Details | 3,115 sqft |
| Lot Size | 0.285 acres (12,415 sqft) |
| Owner | Company Name on File |
| Tax Bill | $10,336 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-16-401-009 |
| Primary APN | 70-03-16-401-009 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,115 sqft Total Area |
| Lot Area | 12,415 sqft (0.285 acres) |
|---|---|
| Lot Dimensions | 132 ft deep x 94 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 403 OAK ST |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-9009 |
| Property Category | Industrial |
| Property Type | Industrial > General Industrial |
| Local Zoning Code | SERVICE |
| Legal Description | LOT 3, ALSO N'LY 28 FT OF LOT 2 BLK 24 VILLAGE OF FERRYSBURG |
| Legal Range | 15W |
| Legal Township | 5N |
| Legal Section | 16 |
| Legal Subdivision | CITY OF FERRYSBURG |
| Legal Block | 24 |
| Legal Lot Number | 2-3 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | FERRYSBURG |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20600 |
403 Oak St, an industrial property, is owned by a company that acquired it in February 2008.
Source: Ottawa County records, as of October 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 101 WASHINGTON AVE, 168, GRAND HAVEN, MI 49417-1302 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 7, 2008 |
| Transfer Doc | 005590/722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jul 28, 2021 |
| Property Address | 403 OAK ST, SPRING LAKE, MI 49456-9009 |
| Document Number | 20210038679 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021-0038679 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1435 FULTON AVE # AVE2ND, 1435, GRAND HAVEN, MI 49417-1518 |
| Name | Verified Name |
|---|---|
| Address | 101 WASHINGTON AVE # 168, 168, GRAND HAVEN, MI 49417-1302 |
| Document Number | 20210038680 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021-0038680 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 403 Oak St was $10,336.
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Ferrysburg City |
| Unified School District | Grand Haven Area Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,800 (+0.18%) | $449,600 (+0.18%) | |
| 2025 | $10,336.00 | $224,400 | $448,800 |
| 2023 | $254,500 | $509,000 | |
| 2022 | $10,714.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1985–1986) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERRYSBURG serves 3,268 people · EPA ID MI0002285 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum, Verizon.
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