Mercer County property record for 522 N Cherry St, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,407 sqft · built 1905 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $128,333 (Dec 2022) |
| Tax Bill | $1,869 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-288900.0000 |
| Primary APN | 27-288900.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,407 sqft Living Area |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 165 ft deep x 66 ft wide |
| Street Address | 522 N CHERRY ST |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-1513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MC DANIEL & GUY ADD LOT#: 17 |
| Legal Subdivision | MC DANIEL & GUY ADD |
| Legal Lot Number | 17 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 967500 |
Source: Mercer County records · APN 27-288900.0000
Assessment roll updated February 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 N CHERRY ST, CELINA, OH 45822-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE PEOPLES BANK CO |
| Mar 26, 2021 | Survivorship Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 28, 2022 · Amount on Record |
| Deed Sale | Dec 28, 2022 · Amount on Record |
| Prior Sale | Mar 26, 2021 · Amount on Record |
| Deed Document Number | 20226004 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Dec 28, 2022 |
| Property Address | 522 N CHERRY ST, CELINA, OH 45822-1513 |
| Document Number | 202200006004 |
| Instrument Date | Dec 11, 2022 |
| Instrument | 202200006004 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 N CHERRY ST, CELINA, OH 45822-1513 |
| Document Number | 202200006005 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 202200006005 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Mar 26, 2021 |
| Property Address | 522 N CHERRY ST, CELINA, OH 45822-1513 |
| Document Number | 202100001932 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 202100001932 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 522 N CHERRY ST, CELINA, OH 45822-1513 |
| Document Number | 202100001933 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 202100001933 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,869.00 | $47,250 (-) Land $9,100 Building $38,150 | |
| 2024 | $1,869.00 (+0.27%) | $47,250 (-) Land $9,100 Building $38,150 | |
| 2023 | $1,864.00 (+4.6%) | $47,250 (+22.38%) Land $9,100 Building $38,150 | $135,000 (+22.39%) Land $26,000 Building $109,000 |
| 2022 | $1,782.00 | $38,610 Land $7,490 Building $31,120 | |
| 2020 | $110,300 Land $21,400 Building $88,900 |
Source: FEMA National Flood Hazard Layer as of May 16, 2012 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Mutual Telephone Company Fiber · Fixed Wireless | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 461 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CELINA serves 11,682 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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