521 N Cherry St, Celina, OH 45822 Property Records

Mercer County property record for 521 N Cherry St, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,190 sqft · built 1900
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$159,833 (Jun 2022)
Tax Bill$1,757 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-288000.0000

Property Details

APN / Parcel Number

Primary APN27-288000.0000
Alternative APN
  • 06-31-353-035

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,190 sqft Living Area
Basement Area644 sqft
Unfinished Basement644 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions165 ft deep x 66 ft wide

Location & Zoning

Street Address521 N CHERRY ST
CityCELINA
StateOH
Zip45822-1512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMC DANIEL & GUY ADD LOT#: 8
Legal SubdivisionMC DANIEL & GUY ADD
Legal Lot Number8
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group4
Census Block4009
Census Tract967500

Owner

521 N Cherry St is owned and occupied by an individual who bought it in June 2022.

Source: Mercer County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address521 N CHERRY ST, CELINA, OH 45822-1512
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2022 · Amount on File
Deed SaleJun 23, 2022 · Amount on File
Prior SaleJan 9, 2012 · Amount on File
Deed Document Number20223124
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateJun 23, 2022
Property Address521 N CHERRY ST, CELINA, OH 45822-1512
Document Number202200003124
Instrument DateJun 22, 2022
Instrument202200003124
Transaction TypeTransfer
Record UpdatedJun 29, 2022
Title CompanyNOT AVAILABLE, FOUR DIAMOND TITLE SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 N CHERRY ST, CELINA, OH 45822-1512

Mortgage

Document Number202200003125
DateJun 23, 2022
Instrument202200003125
Lender
NameDYNAMIC FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 521 N Cherry St was $1,757.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
MunicipalityCelina City
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,757.00$43,440 (-) Land $9,100 Building $34,340
2024$1,757.00 (+0.23%)$43,440 (-) Land $9,100 Building $34,340
2023$1,753.00 (+5.16%)$43,440 (+17.63%) Land $9,100 Building $34,340$124,100 Land $26,000 Building $98,100
2022$1,667.00$36,930 Land $7,490 Building $29,440
2020$105,500 Land $21,400 Building $84,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 521 N Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 521 N Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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