522 N Arnaz St, Ojai, CA 93023 Property Records

Ventura County property record for 522 N Arnaz St, Ojai, CA 93023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,079 sqft · built 1986
Lot Size	0.171 acres (7,428 sqft)
Owner	2 Trust Names on File
Last Sale	$985,000 (Jun 2023)
Tax Bill	$12,703 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-0-033-020`

Property Details

APN / Parcel Number

Primary APN	`017-0-033-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,079 sqft Living Area
1st Floor Area	1,079 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Traditional
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	7,428 sqft (0.171 acres)
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	202 sqft
Storage Building	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	522 N ARNAZ ST
City	OJAI
State	CA
Zip	93023-1604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	REF: 013MR 055
Legal Subdivision	MEINERS OAKS SUBDIVISION #3
Legal Block	33
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	4
Census Block	4003
Census Tract	1002

Owner

522 N Arnaz St is held in a trust since June 2023.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	615 EMILY ST, OJAI, CA 93023-2532
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 20, 2026	Intrafamily Transfer, Transfer
Jun 5, 2023	Grant Deed, Transfer · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Nov 3, 2003 · Amount on File
Deed Document Number	202338256
Prior Transfer Date	Aug 15, 2014
Prior Transfer Doc	0000103777
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	Apr 22, 2026
Property Address	522 N ARNAZ ST, OJAI, CA 93023-1604
Document Number	0000029292
Instrument Date	Apr 14, 2026
Instrument	202629292
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	615 EMILY ST, OJAI, CA 93023-2532
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029292,
Date	Apr 22, 2026
Instrument	202629292

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jan 20, 2026
Property Address	522 N ARNAZ ST, OJAI, CA 93023-1604
Document Number	0000003615
Map Reference	MB 13 PG 55
Instrument Date	Jan 10, 2026
Instrument	2026000003615
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	615 EMILY ST, OJAI, CA 93023-2532

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 5, 2023
Property Address	522 N ARNAZ ST, OJAI, CA 93023-1639
Document Number	0000038256
Map Reference	MB 13 PG 55
Instrument Date	May 4, 2023
Instrument	2023000038256
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	522 N ARNAZ ST, OJAI, CA 93023-1639

Mortgage

Document Number	0000038257
Date	Jun 5, 2023
Instrument	2023000038257

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 522 N Arnaz St was $12,703, up 2.3% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,045,289 (+2%) Land $679,704 Building $365,585
2025	$12,703.00 (+2.34%)	$1,024,794 Land $666,377 Building $358,417
2024	$12,412.00 (+49.42%)
2023	$8,307.00 (+1.22%)	$642,282 Land $396,304 Building $245,978
2022	$8,207.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 522 N Arnaz St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 N Arnaz St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEINERS OAKS CWD serves 4,200 people · EPA ID CA5610005
Water Source	Purchased surface water from CASITAS MUNICIPAL WATER DIST
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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