514 N 7th St, Brainerd, MN 56401 Property Records

Crow Wing County property record for 514 N 7th St, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,534 sqft · built 1896
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Apr 2025)
Tax Bill	$2,546 (2026)
Deeds & Mortgages	May 2026 Transfer Apr 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09196138017Z009`

Property Details

APN / Parcel Number

Primary APN	`09196138017Z009`
Alternative APNs	`41240972` `171963` `185352`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,534 sqft Living Area
1st Floor Area	1,033 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Area	336 sqft
Porch	Patio
Porch Area	56 sqft

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	185352
Street Address	514 N 7TH ST
City	BRAINERD
State	MN
Zip	56401-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17 AND 18 BLOCK 138
Legal Range	31W
Legal Township	45N
Legal Section	24
Legal Subdivision	TOWN OF BRAINERD FIRST ADDITION TO BRA
Legal Block	138
Legal Lot Number	17
Jurisdiction	CROW WING MN
Township / Civil Division	BRAINERD
Census Block Group	2
Census Block	2020
Census Tract	951200

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	514 N 7TH ST, BRAINERD, MN 56401-3020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK NORTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	Oct 28, 2021 · Amount on Record
Deed Document Number	20251008638
Last Transfer Date	May 8, 2026
Transfer Doc	0001023923
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CROW WING MN
Recording Date	May 19, 2026
Property Address	514 N 7TH ST, BRAINERD, MN 56401-3020
Document Number	0001023923
Instrument Date	May 8, 2026
Instrument	20261023923
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 N 7TH ST, BRAINERD, MN 56401-3020

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	514 N 7TH ST, BRAINERD, MN 56401-3020
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 N 7TH ST, BRAINERD, MN 56401-3020

Mortgage

Document Number	0001008639
Date	Apr 21, 2025
Instrument	1008639

Lender

Name	FIRST NATIONAL BANK NORTH
Type	Bank
Address	WALKER, MN 56484

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Municipality	Brainerd City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,546.00 (+8.99%)	$257,300 (+8.2%) Land $45,200 Building $212,100	$257,300 (+8.2%) Land $45,200 Building $212,100
2025		$237,800 (+2.81%) Land $45,100 Building $192,700	$237,800 (+2.81%) Land $45,100 Building $192,700
2023	$2,336.00	$231,300 Land $42,200 Building $189,100	$231,300 Land $42,200 Building $189,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Brainerd serves 14,670 people · EPA ID MN1180002
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.63 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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