522 N 20th St, San Jose, CA 95112 Property Records

Santa Clara County property record for 522 N 20th St, San Jose, CA 95112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,446 sqft · built 1950
Lot Size	0.144 acres (6,250 sqft)
Owner	Company Name on Record
Last Sale	$1,235,000 (Jul 2018)
Tax Bill	$18,182 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`249-24-015`

Property Details

APN / Parcel Number

Primary APN	`249-24-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,446 sqft Living Area
1st Floor Area	1,446 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	522 N 20TH ST
City	SAN JOSE
State	CA
Zip	95112-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 519 EMPIRE GARDENS BOOK 18 PAGE 39 LOT 4
Legal Subdivision	EMPIRE GARDENS
Legal Tract	519
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1010
Census Tract	501102

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1579 PARROT AVE, SUNNYVALE, CA 94087-4945
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
May 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 6, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2018 · Amount on Record
Deed Sale	Jul 6, 2018 · Amount on Record
Prior Sale	Jun 15, 2016 · Amount on Record
Deed Document Number	201823971421
Last Transfer Date	Apr 29, 2019
Transfer Doc	0024179619
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	522 N 20TH ST, SAN JOSE, CA 95112-1745
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1579 PARROT AVE, SUNNYVALE, CA 94087-4945

Mortgage

Document Number	0024741586
Date	Dec 9, 2020
Instrument	24741586

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	522 N 20TH ST, SAN JOSE, CA 95112-1745
Document Number	0024339837
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1579 PARROT AVE SUNNYVALE CA 940874945, SUNNYVALE, CA 94087-4945

Mortgage

Document Number	0024339837
Date	Nov 25, 2019
Instrument	24339837

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 15, 2019
Property Address	522 N 20TH ST, SAN JOSE, CA 95112-1745
Document Number	0024179619
Instrument Date	Apr 29, 2019
Instrument	24179619
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1579 PARROT AVE SUNNYVALE CA 940874945, SUNNYVALE, CA 94087-4945

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 6, 2018
Property Address	522 N 20TH ST, SAN JOSE, CA 95112-1745
Document Number	0023971421
Map Reference	MB18 PG39
Instrument Date	Jul 5, 2014
Instrument	23971421
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1579 PARROT AVE, SUNNYVALE, CA 94087-4945

Mortgage

Document Number	0023971422
Date	Jul 6, 2018
Instrument	23971422

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,405,214 (+2%) Land $967,152 Building $438,062
2025	$18,182.00 (+24.54%)	$1,377,662 (+21.38%) Land $948,189 Building $429,473
2023	$14,599.00 (-12.24%)	$1,135,000 Land $781,100 Building $353,900
2022	$16,636.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1997–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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