521 N 20th St, San Jose, CA 95112 Property Records

Santa Clara County property record for 521 N 20th St, San Jose, CA 95112

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,145 sqft · built 1950
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Company Names on Record
Last Sale	$820,000 (Feb 2020)
Tax Bill	$13,682 (2025)
Deeds & Mortgages	Oct 2022 Transfer Oct 2022 Transfer + 5 more
Flood Zone	Zone D (undetermined)
APN	`249-24-024`

Property Details

APN / Parcel Number

Primary APN	`249-24-024`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,145 sqft Living Area
1st Floor Area	1,145 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	521 N 20TH ST
City	SAN JOSE
State	CA
Zip	95112-1746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	LOT 519
Legal Subdivision	EMPIRE GARDENS
Legal Tract	519
Legal Lot Number	519
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1009
Census Tract	501102

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	521 N 20TH ST, SAN JOSE, CA 95112-1746
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Intrafamily Transfer, Transfer
Oct 20, 2022	Intrafamily Transfer, Transfer
Oct 25, 2021	Intrafamily Transfer, Transfer AMROCK INC
Oct 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 28, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Jan 13, 2015 · Amount on Record
Deed Document Number	202024416253
Last Transfer Date	May 6, 2024
Transfer Doc	0025638665
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 31, 2022
Property Address	521 N 20TH ST, SAN JOSE, CA 95112-1746
Document Number	0025394107
Map Reference	MB 18 PG 39
Instrument Date	Oct 28, 2022
Instrument	25394107
Transaction Type	Transfer
Record Updated	Nov 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 N 20TH ST, SAN JOSE, CA 95112-1746

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 20, 2022
Property Address	521 N 20TH ST, SAN JOSE, CA 95112-1746
Document Number	0025388611
Map Reference	MB 18 PG 39
Instrument Date	Oct 18, 2022
Instrument	25388611
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 N 20TH ST, SAN JOSE, CA 95112-1746

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 25, 2021
Property Address	521 N 20TH ST, SAN JOSE, CA 95112-1746
Document Number	0025142604
Map Reference	MB 18 PG 39
Instrument Date	Oct 10, 2021
Instrument	25142604
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 N 20TH ST, SAN JOSE, CA 95112-1746

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 25, 2021
Property Address	521 N 20TH ST, SAN JOSE, CA 95112-1746
Document Number	0025142602
Map Reference	MB 18 PG 39
Instrument Date	Oct 10, 2021
Instrument	25142602
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	521 N 20TH ST, SAN JOSE, CA 95112-1746

Mortgage

Document Number	0025142603
Date	Oct 25, 2021
Instrument	25142603

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	521 N 20TH ST, SAN JOSE, CA 95112-1746
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 N 20TH ST, SAN JOSE, CA 95112-1746

Mortgage

Document Number	0024866698
Date	Mar 10, 2021
Instrument	24866698

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 23, 2020
Property Address	521 N 20TH ST, SAN JOSE, CA 95112-1746
Document Number	0024762067
Instrument Date	Dec 13, 2020
Instrument	24762067
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	521 N 20TH ST SAN JOSE CA 951121746, SAN JOSE, CA 95112-1746

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 28, 2020
Property Address	521 N 20TH ST, SAN JOSE, CA 95112-1746
Document Number	0024416253
Instrument Date	Feb 18, 2020
Instrument	24416253
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$902.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	521 N 20TH ST SAN JOSE CA 951121746, SAN JOSE, CA 95112-1746

Mortgage

Document Number	24416254
Date	Feb 28, 2020
Instrument	24416254

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$914,717 (+2%) Land $640,303 Building $274,414
2025	$13,682.00 (+7.87%)	$896,783 (+4.04%) Land $627,749 Building $269,034
2023	$12,684.00 (+1.16%)	$861,962 Land $603,374 Building $258,588
2022	$12,539.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1997–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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