McLennan County property record for 522 N 12th St, Waco, TX 76701
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 4,910 sqft · built 1912 |
| Lot Size | 0.324 acres (14,100 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,767 (2024) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-010000-002400-8 |
| Primary APN | 48-010000-002400-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 4,910 sqft Living Area |
| Gross Area | 5,390 sqft |
| 1st Floor Area | 2,455 sqft |
| 2nd Floor Area | 2,455 sqft |
| Basement Area | 320 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Brick Veneer |
| Roof Material | Tile |
| Lot Area | 14,100 sqft (0.324 acres) |
| Lot Dimensions | 141 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 570 sqft |
| Carport | Carport |
| Carport Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 1,143 sqft |
| Patio Area | 60 sqft |
| Storage Building | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 522 N 12TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76701-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | O2 |
| Legal Description | CONGER N H LOT 7 8 BLOCK 2 ACRES .3237 |
| Legal Subdivision | CONGER N H |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 100 |
Source: McLennan County records, as of April 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 221 SAM MARTON RD, AXTELL, TX 76624-1239 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 3, 2006 |
| Transfer Doc | 0000025232 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 522 N 12TH ST, WACO, TX 76701-1223 |
| Document Number | 0000010752 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 221 SAM MARTON RD AXTELL TX 766241239, AXTELL, TX 76624-1239 |
| Document Number | 0000010752 |
|---|---|
| Date | Apr 6, 2017 |
| Instrument | 10752 |
| Name | AMERICAN BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76715-4068 |
| Amount | Amount Recorded |
|---|
Source: McLennan County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $352,410 (+17.47%) Land $29,190 Building $323,220 | $352,410 (+17.47%) Land $29,190 Building $323,220 | |
| 2024 | $6,767.00 (+0.62%) | ||
| 2023 | $300,000 Land $29,190 Building $270,810 | $300,000 Land $29,190 Building $270,810 | |
| 2022 | $6,725.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (1989–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, T-Mobile.
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