McLennan County property record for 514 N 12th St, Waco, TX 76701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,902 sqft · built 1900 |
| Lot Size | 0.324 acres (14,113 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Mar 2011) |
| Tax Bill | $3,721 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-010000-007600-0 |
| Primary APN | 48-010000-007600-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,902 sqft Living Area |
| 1st Floor Area | 1,415 sqft |
| 2nd Floor Area | 1,487 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 14,113 sqft (0.324 acres) |
| Lot Dimensions | 141 ft deep x 100 ft wide |
| Porch | Open Porch |
| Porch Area | 478 sqft |
| Storage Building | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 514 N 12TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76701-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONGER N H LOT 26 BLOCK 2 ACRES .324 |
| Legal Subdivision | CONGER N H |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 100 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 514 N 12TH ST, WACO, TX 76701-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2011 · Amount on Record |
| Deed Sale | Mar 1, 2011 · Amount on Record |
| Prior Sale | Jan 29, 2007 · Amount on Record |
| Deed Document Number | 20115967 |
| Prior Transfer Date | Feb 25, 2011 |
| Prior Transfer Doc | 0000005967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 514 N 12TH ST, WACO, TX 76701-1223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017641 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 2020017641 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2040 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,000 (+0.83%) Land $33,310 Building $221,690 | $255,000 (-) Land $33,310 Building $221,690 | |
| 2025 | $3,721.00 (+2%) Homeowner's exemption | $252,890 (+5.37%) Land $33,310 Building $221,690 | $255,000 (+6.25%) Land $33,310 Building $221,690 |
| 2024 | $3,648.00 (+15.26%) | ||
| 2023 | $240,000 Land $33,310 Building $206,690 | $240,000 Land $33,310 Building $206,690 | |
| 2022 | $3,165.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (1989–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, T-Mobile.
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