522 Mooney Rd, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 522 Mooney Rd, Worcester, NY 12197

Property Summary

Property Type	Single Family Home
Lot Size	5.5 acres (239,580 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Aug 2023)
Tax Bill	$4,401 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`366600 233.00-1-10.00`

Property Details

APN / Parcel Number

Primary APN	`366600 233.00-1-10.00`
Alternative APNs	`660023300000010100000000` `480606012`

Exterior

Lot Area	239,580 sqft (5.5 acres)

Location & Zoning

Account Number	480606012
Street Address	522 MOONEY RD
City	WORCESTER
State	NY
Zip	12197-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	OTSEGO NY
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2061
Census Tract	590702

Owner

522 Mooney Rd is owned and occupied by two individuals who bought it in August 2023.

Source: Otsego County and Worcester Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	522 MOONEY RD, WORCESTER, NY 12197-3022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage WAYNE BANK
Mar 27, 2020	Grant Deed, Transfer · Conventional with PMI SKLENKA FRANK (ES)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2023 · Amount on File
Deed Sale	Aug 24, 2023 · Amount on File
Prior Sale	Mar 30, 2007 · Amount on File
Deed Document Number	20233420
Prior Transfer Date	Nov 9, 2005
Prior Transfer Doc	0010880164
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Aug 24, 2023
Property Address	522 MOONEY RD, WORCESTER, NY 12197-3022
Document Number	0000000420
Instrument Date	Aug 11, 2023
Instrument	2023-3420
Transaction Type	Transfer
Record Updated	Sep 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	522 MOONEY RD, WORCESTER, NY 12197-3022

Mortgage

Document Number	0000000421
Date	Aug 24, 2023
Instrument	2023-3421

Lender

Name	WAYNE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OTSEGO NY
Recording Date	Mar 27, 2020
Property Address	522 MOONEY RD, WORCESTER, NY 12197-3022
Document Number	0000001370
Instrument Date	Mar 13, 2020
Instrument	1370
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	591 MOONEY RD WORCESTER NY 121973023, WORCESTER, NY 12197-3023

Mortgage

Document Number	1371
Date	Mar 27, 2020
Instrument	1371

Lender

Name	SKLENKA FRANK (ES)
Address	901 COUNTY HWY 408, WESTERLO, NY 12193

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Mar 26, 2025

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2026 property tax bill for 522 Mooney Rd was $4,401, up 0.4% from the year before.

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Worcester Town
Unified School District	Worcester Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,401.00 (+0.36%)
2025	$4,385.00	$75,000 Land $10,000 Building $65,000	$182,482 Land $24,331 Building $158,151
2023		$75,000 (-) Land $10,000 Building $65,000	$163,043 (+10.87%) Land $21,739 Building $141,304
2022		$75,000 Land $10,000 Building $65,000	$147,059 Land $19,608 Building $127,451

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 522 Mooney Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Mooney Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delhi Telephone Company Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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