Otsego County and Worcester Town property record for 490 Mooney Rd, Worcester, NY 12197
| Property Type | Rural Home |
|---|---|
| Lot Size | 111 acres (4,859,989 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,441 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 366600 233.00-1-11.00 |
| Primary APN | 366600 233.00-1-11.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 4,859,989 sqft (111 acres) |
|---|
| Account Number | 480400462 |
|---|---|
| Street Address | 490 MOONEY RD |
| City | WORCESTER |
| State | NY |
| Zip | 12197-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R80 |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 590702 |
490 Mooney Rd, a rural home, is owned and occupied by two individuals who acquired it in October 2012.
Source: Otsego County and Worcester Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 490 MOONEY RD, WORCESTER, NY 12197-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 31, 2012 |
| Transfer Doc | 0020125724 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 490 Mooney Rd was $5,441 with exemptions applied, up 27.2% from the year before.
Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Worcester Town |
| Unified School District | Worcester Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,441.00 (+27.25%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $4,276.00 | $95,000 Land $56,200 Building $38,800 | $231,144 Land $136,740 Building $94,404 |
| 2023 | $95,000 Land $56,200 Building $38,800 | $206,522 Land $122,174 Building $84,348 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Mooney Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 490 Mooney Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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