522 Mackenzie Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 522 Mackenzie Cir, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	2,119 sqft Living Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$180,800 (2004)
Tax Bill	$1,859.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`028821-2440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	2,119 sqft Living Area
Gross Area	2,548 sqft Gross Area
1st Floor	2,119 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	429 sqft Garage
Patio Area	240 sqft Patio
Porch Area	108 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	522 MACKENZIE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3433
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 244 OR2235/338
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT ST. JOHNS PHASE 3
Legal Phase	3
Legal Block	4
Legal Lot Number	244
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4013
Census Tract	20905

Owner

Source: St. Johns County records · APN 028821-2440

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	522 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3433
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 06, 2004 · Amount on Record
Deed Sale	Jul 06, 2004 · Amount on Record
Deed Doc Number	200450673
Deed Book / Page	2235 / 338
Record Refreshed	Jun 08, 2026

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	522 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3433
Document Number	0045570460
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 MACKENZIE CIR ST AUGUSTINE FL 320923433, ST AUGUSTINE, FL 32092-3433

Mortgage

Document Number	0045570460
Date	Jun 04, 2018
Book Page	004557/000460
Instrument	38442

Lender

Name	FEDERAL NAT'L MTG ASSN (FNMA)
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 03, 2058

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,111 (+2.7%)	$324,495 (-2.29%) Land $70,000 Building $254,495
2025	$1,859.00 (+15.39%) Homeowner's exemption	$152,007 (+5.99%)	$332,109 (-7.93%) Land $70,000 Building $262,109
2024	$1,611.00 (+2.29%)
2023	$1,575.00 (+3.96%) Homeowner's exemption	$143,420 (+3%)	$360,698 (+8.07%) Land $82,790 Building $277,908
2022	$1,515.00 Homeowner's exemption	$139,243	$333,760 Land $73,920 Building $259,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.