St. Johns County property record for 521 Mackenzie Cir, Saint Augustine, FL 32092 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,269 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Garage | Attached, 429 sqft |
| Last Sale | $460,000 (2026) |
| Tax Bill | $3,654.00 (2025) |
| Primary APN | 028821-2370 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 2,269 sqft Living Area |
| Gross Area | 2,874 sqft Gross Area |
| 1st Floor | 2,269 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 429 sqft Garage |
| Patio Area | 90 sqft Patio |
| Porch Area | 272 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 521 MACKENZIE CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3436 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 237 OR6312/1862 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MEADOWS AT ST. JOHNS PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 4 |
| Legal Lot Number | 237 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4011 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 028821-2370
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1211 NEWGATE RD, WEST SUFFIELD, CT 06093-3015 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Mar 03, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| May 20, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| May 07, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on Record |
| Deed Sale | Feb 26, 2026 · Amount on Record |
| Prior Sale | Mar 04, 2016 · Amount on Record |
| Deed Doc Number | 202616435 |
| Deed Book / Page | 6312 / 1862 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 521 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 521 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436 |
| Document Number | 0054221464 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 5422/1464 |
| Instrument | 2021125188 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 521 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 521 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436 |
| Document Number | 0051961341 |
|---|---|
| Date | Mar 03, 2021 |
| Book Page | 5196/1341 |
| Instrument | 2021023925 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 521 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 521 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436 |
| Document Number | 0061511355 |
|---|---|
| Date | May 20, 2025 |
| Book Page | 6151/1355 |
| Instrument | 2025039376 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 26, 2026 |
| Property Address | 521 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436 |
| Document Number | 0063121862 |
| Book / Page | 6312 / 1862 |
| Map Reference | MB 46 PG 53-61 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026016435 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 GRAND TRAVERSE CIR, SAINT AUGUSTINE, FL 32092-1305 |
| Name | Verified Name |
|---|---|
| Address | 1211 NEWGATE RD, WEST SUFFIELD, CT 06093-3015 |
| Document Number | 0063121864 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 6312/1864 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 521 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049371930 |
|---|---|
| Date | May 07, 2020 |
| Book Page | 4937/1930 |
| Instrument | 2020035105 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jun 01, 2046 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $298,095 (+2.7%) | $409,470 (-3.54%) Land $70,000 Building $339,470 | |
| 2025 | $3,654.00 (+13.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $290,258 (+2.9%) | $424,479 (-3.8%) Land $70,000 Building $354,479 |
| 2024 | $3,233.00 (+2.08%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $282,078 (+3%) | $441,243 (+2%) Land $80,000 Building $361,243 |
| 2023 | $3,167.00 (+3.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $273,862 (+3%) | $432,578 (+6.44%) Land $82,790 Building $349,788 |
| 2022 | $3,071.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $265,885 | $406,413 Land $73,920 Building $332,493 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,493 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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