San Diego County property record for 522 Lupine Way, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,415 sqft · built 1998 |
| Lot Size | 0.126 acres (5,506 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,225,000 (Jan 2026) |
| Tax Bill | $4,080 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-651-11-00 |
| Primary APN | 160-651-11-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,415 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 5,506 sqft (0.126 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 522 LUPINE WAY |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-8550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-C |
| Legal Description | LOT 53 TR 013205 |
| Legal Subdivision | IVEY GLENN |
| Legal Tract | 013205 |
| Legal Block | 2 |
| Legal Lot Number | 53 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 18522 |
522 Lupine Way is owner-occupied and held in a trust since March 2026.
Source: San Diego County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 522 LUPINE WAY, OCEANSIDE, CA 92057-8550 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 13, 2026 | Grant Deed, Transfer · Conventional Mortgage SECURE CHOICE LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2026 · Amount on File |
| Deed Sale | Jan 13, 2026 · Amount on File |
| Prior Sale | Aug 8, 2025 · Amount on File |
| Deed Document Number | 20269541 |
| Last Transfer Date | Mar 24, 2026 |
| Transfer Doc | 0000090908 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 2, 2026 |
| Property Address | 522 LUPINE WAY, OCEANSIDE, CA 92057-8550 |
| Document Number | 0000090908 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 202690908 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 522 LUPINE WAY, OCEANSIDE, CA 92057-8550 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 13, 2026 |
| Property Address | 522 LUPINE WAY, OCEANSIDE, CA 92057-8550 |
| Document Number | 0000009541 |
| Map Reference | MAP 13205 |
| Instrument Date | Jan 5, 2026 |
| Instrument | 2026-0009541 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 522 LUPINE WAY, OCEANSIDE, CA 92057-8550 |
| Document Number | 0000009542 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 2026-0009542 |
| Name | SECURE CHOICE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Number | 0000009543 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 2026-0009543 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
The 2025 property tax bill for 522 Lupine Way was $4,080, up 2% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $885,000 (+140.11%) Land $640,000 Building $245,000 | |
| 2025 | $4,080.00 (+2%) Homeowner's exemption | $368,585 Land $73,273 Building $295,312 |
| 2024 | $4,000.00 (+3.23%) | |
| 2023 | $3,875.00 (+1.57%) Homeowner's exemption | $354,275 Land $70,429 Building $283,846 |
| 2022 | $3,815.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 522 Lupine Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 522 Lupine Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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