516 Lupine Way, Oceanside, CA 92057 Property Records

San Diego County property record for 516 Lupine Way, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,947 sqft · built 1998
Lot Size0.115 acres (5,028 sqft)
Owner2 Company Names on File
Last Sale$392,000 (Jun 2011)
Tax Bill$3,692 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN160-651-10-00

Property Details

APN / Parcel Number

Primary APN160-651-10-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,947 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area5,028 sqft (0.115 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address516 LUPINE WAY
CityOCEANSIDE
StateCA
Zip92057-8550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-C
Legal DescriptionLOT 52 TR 013205
Legal SubdivisionIVEY GLENN
Legal Tract013205
Legal Block2
Legal Lot Number52
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2002
Census Tract18522

Owner

516 Lupine Way is owned by a company that acquired it in April 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Company Names on File
Mailing Address516 LUPINE WAY, OCEANSIDE, CA 92057-8550
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Jul 2, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2011 · Amount on File
Deed SaleJun 21, 2011 · Amount on File
Prior SaleAug 28, 2006 · Amount on File
Deed Document Number2011313807
Last Transfer DateApr 16, 2025
Transfer Doc0000099506
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address516 LUPINE WAY, OCEANSIDE, CA 92057-8550
Transaction TypeMortgage
Record UpdatedDec 29, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address516 LUPINE WAY, OCEANSIDE, CA 92057-8550

Mortgage

Document Number0000858730
DateDec 21, 2021
Instrument2021-0858730
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address516 LUPINE WAY, OCEANSIDE, CA 92057-8550
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000260404
DateJul 2, 2019
Instrument2019-0260404
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term118 Months
DueMay 10, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 516 Lupine Way was $3,692, up 1.3% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$512,249 (+2%) Land $288,696 Building $223,553
2025$3,692.00 (+1.29%)$502,206 Land $283,036 Building $219,170
2024$3,645.00 (+1.48%)
2023$3,592.00 (-0.91%)$482,707 Land $272,047 Building $210,660
2022$3,625.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 516 Lupine Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 516 Lupine Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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