522 Locust St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 522 Locust St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,508 sqft · built 1934
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,934 (2025)
Deeds & Mortgages	Jul 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-14-177-009`

Property Details

APN / Parcel Number

Primary APN	`17-14-177-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,508 sqft Total Area
Basement Area	700 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Exterior Material	Aluminum/Vinyl
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	522 LOCUST ST
City	BIG RAPIDS
State	MI
Zip	49307-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000522 LOCUST STREET: WARREN AND IVES' PLAT (ORIGINAL PLAT) -- BLK 38, THE E 50 FT OF LOTS 15 & 16
Legal Subdivision	WARREN AND IVES' PLAT
Legal Block	38
Legal Lot Number	15-16
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	1
Census Block	1014
Census Tract	960600

Owner

Source: Mecosta County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	522 LOCUST ST, BIG RAPIDS, MI 49307-2036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECOSTA MI
Recording Date	Jul 29, 2026
Property Address	522 LOCUST ST, BIG RAPIDS, MI 49307-2036
Document Number	0000005400
Book / Page	942 / 686
Instrument Date	Jul 27, 2026
Instrument	20265400
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	522 LOCUST ST, BIG RAPIDS, MI 49307-2036

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,000 (+30.09%)	$166,000 (+30.09%)
2025	$1,934.00
2023		$63,800	$127,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1991–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20