Mecosta County property record for 312 Locust St, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,504 sqft · built 1910 |
| Lot Size | 0.103 acres (4,487 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Dec 2023) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-14-154-002 |
| Primary APN | 17-14-154-002 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,504 sqft Total Area |
| Basement Area | 522 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 4,487 sqft (0.103 acres) |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 196 sqft |
| Heating System | Forced Air |
|---|
| Street Address | 312 LOCUST ST |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-2010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 000312 LOCUST STREET: WARREN AND IVES' PLAT (ORIGINAL PLAT) -- BLK 36, THE E 45 FT OF LOTS 1 & 2 |
| Legal Subdivision | WARREN AND IVES' PLAT |
| Legal Block | 36 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | BIG RAPIDS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 960600 |
312 Locust St is owned and occupied by an individual who bought it in December 2023.
Source: Mecosta County records, as of January 12, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 312 LOCUST ST, BIG RAPIDS, MI 49307-2010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2023 · Amount on File |
| Deed Sale | Dec 12, 2023 · Amount on File |
| Deed Document Number | 202300008025 |
| Deed Book / Page | 927 / 1937 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Dec 12, 2023 |
| Property Address | 312 LOCUST ST, BIG RAPIDS, MI 49307-2010 |
| Document Number | 00927/1937 |
| Book / Page | 927 / 1937 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 202300008025 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10100 BURNT STORE RD UNIT 130, 130, PUNTA GORDA, FL 33950-7976 |
| Name | Verified Name |
|---|---|
| Address | 312 LOCUST ST, BIG RAPIDS, MI 49307-2010 |
| Document Number | 202300008026 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 202300008026 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Number | 00927/1952 |
|---|---|
| Date | Dec 12, 2023 |
| Book Page | 927/1952 |
| Instrument | 202300008027 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48912 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
Source: Mecosta County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Big Rapids City |
| County | Mecosta County |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $53,400 | $106,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 312 Locust St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1991–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 312 Locust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG RAPIDS serves 10,403 people · EPA ID MI0000710 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Point Broadband Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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