522 Herbert St, Dayton, OH 45404 Property Records

Montgomery County property record for 522 Herbert St, Dayton, OH 45404

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,320 sqft · built 1900
Lot Size0.106 acres (4,622 sqft)
OwnerOwner Name on Record
Tax Bill$818 (2024)
Deeds & MortgagesDec 2022 Line of Credit
Flood ZoneZone X (moderate risk)
APNR72 05502 0015

Property Details

APN / Parcel Number

Primary APNR72 05502 0015

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,320 sqft Living Area
1st Floor Area520 sqft
Attic Area280 sqft
Basement Area450 sqft
Unfinished Basement450 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,622 sqft (0.106 acres)
Lot Dimensions140 ft deep x 33 ft wide
Garage TypeDetached
Garage Area442 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area410 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address522 HERBERT ST
CityDAYTON
StateOH
Zip45404-1613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description17057
Legal SubdivisionCITY/DAYTON REV
Legal Lot Number15
JurisdictionMONTGOMERY OH
Township / Civil DivisionDAYTON
Census Block Group1
Census Block1068
Census Tract1700

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address522 HERBERT ST, DAYTON, OH 45404-1613
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 26, 2005
Transfer Doc0000038101
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address522 HERBERT ST, DAYTON, OH 45404-1613
Transaction TypeMortgage
Record UpdatedDec 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075921
DateDec 9, 2022
Instrument2022-00075921
Lender
NameDAYTON FIREFIGHTERS FCU
TypeCredit Union
AddressDAYTON, OH 45402
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 8, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityDayton City
Unified School DistrictDayton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,760 (-) Land $770 Building $10,990
2024$818.00 (+10.84%)
2023$738.00 (-12.77%)$11,760 (+10.94%) Land $770 Building $10,990$33,590 (+10.89%) Land $2,200 Building $31,390
2022$846.00$10,600 Land $690 Building $9,910
2020$30,290 Land $1,980 Building $28,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDAYTON PUBLIC WATER SYSTEM
serves 141,407 people · EPA ID OH5703512
Water SourceSurface water
Last State InspectionJun 2024
Lead470 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: altafiber Network Solutions.

Nearby Properties on Herbert St

Nearby Streets

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