514 Herbert St, Dayton, OH 45404 Property Records

Montgomery County property record for 514 Herbert St, Dayton, OH 45404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,372 sqft · built 1884
Lot Size	0.106 acres (4,622 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Dec 2024)
Tax Bill	$885 (2024)
Deeds & Mortgages	Dec 2024 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R72 05502 0017`

Property Details

APN / Parcel Number

Primary APN	`R72 05502 0017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,372 sqft Living Area
1st Floor Area	490 sqft
Attic Area	280 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft

Exterior

Year Built	Built 1884
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,622 sqft (0.106 acres)
Lot Dimensions	140 ft deep x 33 ft wide
Porch	Porch
Porch Area	71 sqft
Canopy	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	514 HERBERT ST
City	DAYTON
State	OH
Zip	45404-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17055
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	17
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1068
Census Tract	1700

Owner

514 Herbert St is owned by an individual who bought it in December 2024.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1400 FORUM BLVD STE 18, 18, COLUMBIA, MO 65203-1319
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 22, 2020	Grant Deed, Transfer · Conventional with PMI WRIGHTPATT CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2024 · Amount on File
Deed Sale	Dec 27, 2024 · Amount on File
Prior Sale	May 22, 2020 · Amount on File
Deed Document Number	2024-00068752
Record Updated	Jun 8, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 27, 2024
Property Address	514 HERBERT ST, DAYTON, OH 45404-1613
Document Number	0000068752
Instrument Date	Dec 20, 2024
Instrument	2024-00068752
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 HERBERT ST, DAYTON, OH 45404-1613

Mortgage

Document Number	0000068753
Date	Dec 27, 2024
Instrument	2024-00068753

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	May 22, 2020
Property Address	514 HERBERT ST, DAYTON, OH 45404-1613
Document Number	0000029666
Instrument Date	May 12, 2020
Instrument	29666
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	FIRST OHIO TITLE INSURANCE, FIRST OHIO TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	514 HERBERT ST DAYTON OH 454041613, DAYTON, OH 45404-1613

Mortgage

Document Number	29667
Date	May 22, 2020
Instrument	29667

Lender

Name	WRIGHTPATT CU INC
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,770 Land $770 Building $12,000
2024	$885.00 (+12.03%)
2023	$790.00 (-13%)	$12,770 (+10.85%) Land $770 Building $12,000	$36,490 Land $2,200 Building $34,290
2022	$908.00	$11,520 Land $690 Building $10,830
2020			$32,910 Land $1,980 Building $30,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 514 Herbert St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 514 Herbert St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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