522 Ferdinand Ave, El Granada, CA 94018 Property Records

San Mateo County property record for 522 Ferdinand Ave, El Granada, CA 94018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,280 sqft · built 1994
Lot Size	0.221 acres (9,636 sqft)
Owner	2 Individual Names on File
Last Sale	$1,248,000 (Jun 2017)
Tax Bill	$17,901 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047-218-190`

Property Details

APN / Parcel Number

Primary APN	`047-218-190`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	2,750 sqft
1st Floor Area	1,590 sqft
2nd Floor Area	690 sqft
Basement Area	470 sqft
Family Room	Family Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	9,636 sqft (0.221 acres)
Lot Dimensions	6,784 ft deep x 6,784 ft wide
View / Lot	Corner
Garage Type	Basement
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	522 FERDINAND AVE
City	EL GRANADA
State	CA
Zip	94018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 1 BLK 55 SUB NO 4 OF GRANADA RSM 6/38 & ADJ PTN OF SAN JUAN AVE ABND
Legal Subdivision	SUB NO 4 OF GRANADA
Legal Block	55
Legal Lot Number	1
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	3
Census Block	3013
Census Tract	613502

Owner

522 Ferdinand Ave is owned and occupied by two individuals who bought it in June 2017.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	522 FERDINAND AVE, HALF MOON BAY, CA 94019-4628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage STANFORD FCU
Jun 8, 2017	Grant Deed, Transfer · ARM STANFORD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2017 · Amount on File
Deed Sale	Jun 8, 2017 · Amount on File
Prior Sale	May 19, 2014 · Amount on File
Deed Document Number	201749429
Prior Transfer Date	Mar 23, 2006
Prior Transfer Doc	0000048591
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	522 FERDINAND AVE, EL GRANADA, CA 94018
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 FERDINAND AVE, HALF MOON BAY, CA 94019-4628

Mortgage

Document Number	0000067683
Date	Sep 16, 2022
Instrument	2022-067683

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.25%
Index	1-Year CMT
Margin	3
Max Rate	9.25%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 8, 2017
Property Address	522 FERDINAND AVE, EL GRANADA, CA 94018
Document Number	0000049429
Map Reference	MAP6 PG38
Instrument Date	May 24, 2017
Instrument	2017-049429
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	522 FERDINAND AVE, HALF MOON BAY, CA 94019-4628

Mortgage

Document Number	0000049430
Date	Jun 8, 2017
Instrument	2017-049430

Lender

Name	STANFORD FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

Mortgage

Document Number	0000049433
Date	Jun 8, 2017
Instrument	2017-049433

Lender

Name	THE BOARD OF TRUSTEES OF THE LELAND STAN
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 522 Ferdinand Ave was $17,901 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,477,373 (+2%) Land $947,036 Building $530,337
2025	$17,901.00 Homeowner's exemption	$1,448,406 Land $928,467 Building $519,939
2023	$16,124.00 (+1.95%) Homeowner's exemption	$1,392,164 Land $892,414 Building $499,750	$1,705,680
2022	$15,816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Ferdinand Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 Ferdinand Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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