478 Ferdinand Ave, El Granada, CA 94018 Property Records

San Mateo County property record for 478 Ferdinand Ave, El Granada, CA 94018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,630 sqft · built 1973
Lot Size	0.128 acres (5,595 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (May 2019)
Tax Bill	$13,519 (2025)
Deeds & Mortgages	May 2026 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`047-222-020`

Property Details

APN / Parcel Number

Primary APN	`047-222-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,630 sqft Living Area
1st Floor Area	1,130 sqft
2nd Floor Area	500 sqft
Family Room	Family Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	5,595 sqft (0.128 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	478 FERDINAND AVE
City	EL GRANADA
State	CA
Zip	94018-8039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 6 BLOCK 30 RESUB OF SUBS 2 & 3 OF GRANADA RSM 6/29
Legal Subdivision	SUBS 2 & 3 OF GRANADA
Legal Block	30
Legal Lot Number	6
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	3
Census Block	3012
Census Tract	613502

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1518, EL GRANADA, CA 94018-1518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Sep 14, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
May 14, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2019 · Amount on Record
Deed Sale	May 14, 2019 · Amount on Record
Deed Document Number	201936046
Prior Transfer Date	Dec 6, 2002
Prior Transfer Doc	0000268027
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Recording Date	May 19, 2026
Property Address	478 FERDINAND AVE, EL GRANADA, CA 94018-8039
Document Number	0000028450
Instrument Date	May 14, 2026
Instrument	202628450
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 FERDINAND AVE, EL GRANADA, CA 94018-8039

Mortgage

Document Number	0000028450,
Date	May 19, 2026
Instrument	202628450

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	478 FERDINAND AVE, EL GRANADA, CA 94018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077607
Date	Aug 6, 2020
Instrument	2020-077607

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	478 FERDINAND AVE, EL GRANADA, CA 94018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1518, EL GRANADA, CA 94018-1518

Mortgage

Document Number	0000094775
Date	Sep 14, 2020
Instrument	2020-094775

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 14, 2019
Property Address	478 FERDINAND AVE, EL GRANADA, CA 94018
Document Number	0000036046
Instrument Date	May 3, 2019
Instrument	36046
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	478 FERDINAND AVE HALF MOON BAY CA 94019, HALF MOON BAY, CA 94019

Mortgage

Document Number	36047
Date	May 14, 2019
Instrument	36047

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,109,377 (+2%) Land $449,440 Building $659,937
2025	$13,519.00 (+10.83%) Homeowner's exemption	$1,087,626 (+4.04%) Land $440,628 Building $646,998
2023	$12,198.00 (+0.35%) Homeowner's exemption	$1,045,394 Land $423,519 Building $621,875	$1,264,050
2022	$12,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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