Mecosta County property record for 522 Elm St, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,248 sqft · built 1925 |
| Lot Size | 0.603 acres (26,267 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (May 2014) |
| Tax Bill | $5,171 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-14-129-008 |
| Primary APN | 17-14-129-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,248 sqft Total Area |
| Basement Area | 1,260 sqft |
| Finished Basement | 1,260 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 26,267 sqft (0.603 acres) |
| Lot Dimensions | 175 ft deep x 150 ft wide |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 66 sqft |
| Deck Area | 1,020 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 522 ELM ST |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-1818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 000522 ELM STREET: WARREN AND BRONSON'S THIRD SUBDIVISION, PLAT #2 -- BLK 26, THE N 1/2 OF LOT 13 & ENTIRE LOTS 14, 15 & 16 |
| Legal Subdivision | WARREN AND BRONSON'S THIRD SUBDIVISION |
| Legal Block | 26 |
| Legal Lot Number | 13-16 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | BIG RAPIDS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 960600 |
522 Elm St is owned and occupied by two individuals who bought it in May 2014.
Source: Mecosta County records, as of July 25, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 522 ELM ST, BIG RAPIDS, MI 49307-1818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2014 · Amount on File |
| Deed Sale | May 5, 2014 · Amount on File |
| Deed Document Number | 20143310 |
| Deed Book / Page | 844 / 416 |
| Prior Transfer Date | Feb 21, 2012 |
| Prior Transfer Doc | 831/1911 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 522 ELM ST, BIG RAPIDS, MI 49307-1818 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | LAKELAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 522 ELM ST, BIG RAPIDS, MI 49307-1818 |
| Document Number | 913/149 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 913/149 |
| Instrument | 202100007362 |
| Name | ISABELLA BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, MI 48858 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2031 |
Source: Mecosta County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Big Rapids City |
| County | Mecosta County |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $219,000 | $438,000 | |
| 2024 | $5,171.00 | ||
| 2023 | $170,600 | $341,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 522 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1991–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 522 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG RAPIDS serves 10,403 people · EPA ID MI0000710 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Point Broadband Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures