Mecosta County property record for 510 Elm St, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,968 sqft · built 1923 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (May 2023) |
| Tax Bill | $4,017 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Dec 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-14-129-002 |
| Primary APN | 17-14-129-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,968 sqft Total Area |
| Basement Area | 1,312 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Brick |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 352 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 510 ELM ST |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-1818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 000510 ELM STREET: WARREN AND BRONSON'S THIRD SUBDIVISION, PLAT #2 -- BLK 26, THE E 50 FT OF LOTS 1 & 2 |
| Legal Subdivision | WARREN AND BRONSON'S THIRD SUBDIVISION |
| Legal Block | 26 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | BIG RAPIDS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 960600 |
510 Elm St is owned and occupied by two individuals who bought it in May 2023.
Source: Mecosta County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 510 ELM ST, BIG RAPIDS, MI 49307-1818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage ISABELLA BANK |
| Dec 8, 2022 | Intrafamily Transfer, Transfer |
| Aug 5, 2021 | Deed of Trust, Mortgage ACCESS BIDCOLLC |
| Feb 10, 2020 | Quit Claim Deed, Transfer DIVERSIFIED NATIONAL TITLE |
| Nov 13, 2018 | Warranty Deed, Transfer DIVERSIFIED NATIONAL TITLE, DIVERSFIED NATIONAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2023 · Amount on File |
| Deed Sale | May 5, 2023 · Amount on File |
| Prior Sale | Nov 13, 2018 · Amount on File |
| Deed Document Number | 20232921 |
| Deed Book / Page | 923 / 5907 |
| Prior Transfer Date | Nov 17, 2022 |
| Prior Transfer Doc | 000922/551 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | May 5, 2023 |
| Property Address | 510 ELM ST, BIG RAPIDS, MI 49307-1818 |
| Document Number | 00923/5907 |
| Book / Page | 923 / 5907 |
| Instrument Date | May 4, 2023 |
| Instrument | 202300002921 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 510 ELM ST, BIG RAPIDS, MI 49307-1818 |
| Name | Verified Name |
|---|---|
| Address | 2020 S MISSION ST # 443, 443, MOUNT PLEASANT, MI 48858-4425 |
| Document Number | 202300002922 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 202300002922 |
| Name | ISABELLA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Dec 8, 2022 |
| Property Address | 510 ELM ST, BIG RAPIDS, MI 49307-1818 |
| Document Number | 000922/551 |
| Book / Page | 922 / 551 |
| Instrument Date | Nov 17, 2022 |
| Instrument | 202200009221 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3400 HIDDEN RIDGE DR, DEWITT, MI 48820-7766 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECOSTA MI |
| Property Address | 510 ELM ST, BIG RAPIDS, MI 49307-1818 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00913/1398 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 913/1398 |
| Instrument | 202100007627 |
| Name | ACCESS BIDCOLLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LANSING, MI 48933 |
| Amount | Amount on Record |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Feb 10, 2020 |
| Property Address | 510 ELM ST, BIG RAPIDS, MI 49307-1818 |
| Document Number | 902/0239 |
| Book / Page | 902 / 0239 |
| Instrument Date | Feb 6, 2020 |
| Instrument | 202000000939 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | DIVERSIFIED NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 S EAST ST MICHIGAN AVE203, 500, LANSING, MI 48912-1109 |
| Name | Verified Name |
|---|---|
| Address | 6655 S LOOMIS RD, DEWITT, MI 48820-8463 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Nov 13, 2018 |
| Property Address | 510 ELM ST, BIG RAPIDS, MI 49307-1818 |
| Document Number | 893/0922 |
| Book / Page | 893 / 0922 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 201800008533 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | DIVERSIFIED NATIONAL TITLE, DIVERSFIED NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,032.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 238 STERLING DR, 238, HOLLAND, MI 49423-6676 |
| Name | Verified Name |
|---|---|
| Address | 500 MICHIGAN AVE APT 203, 203, EAST LANSING, MI 48823-4211 |
The 2025 property tax bill for 510 Elm St was $4,017 with a homeowner's exemption, up 3% from the year before.
Source: Mecosta County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Big Rapids City |
| County | Mecosta County |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,700 (+7.29%) | $247,400 (+7.29%) | |
| 2025 | $4,017.00 (+3%) Homeowner's exemption | $115,300 | $230,600 |
| 2024 | $3,900.00 | ||
| 2023 | $94,500 | $189,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 510 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1991–2013) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 510 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG RAPIDS serves 10,403 people · EPA ID MI0000710 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Point Broadband Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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