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522 Edwards St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 522 Edwards St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,248 sqft · built 1924
Lot Size0.14 acres (6,100 sqft)
OwnerIndividual Name on File
Last Sale$30,000 (Sep 2026)
Tax Bill$1,052 (2025)
Deeds & MortgagesSep 2026 Sale
Flood ZoneZone X (reduced by levee)
APN8913-23-205-010

Property Details

APN / Parcel Number

Primary APN8913-23-205-010

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area728 sqft
AtticAttic
Attic Area328 sqft
Basement Area728 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialOther
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,100 sqft (0.14 acres)
Lot Dimensions122 ft deep x 50 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address522 EDWARDS ST
CityWATERLOO
StateIA
Zip50703-5828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRICKER AND BRATNOBER LAND CO ADD LOT 16 BLK 8
Legal Range13W
Legal Township89N
Legal Section23
Legal SubdivisionRICKER AND BRATNOBER LAND CO
Legal Block8
Legal Lot Number16
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2025
Census Tract500

Owner

522 Edwards St is owned and occupied by an individual who bought it in September 2026.

Source: Black Hawk County records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address522 EDWARDS ST, WATERLOO, IA 50703-5828
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2026 · Amount on File
Deed SaleSep 21, 2026 · Amount on File
Deed Document Number202614377
Prior Transfer DateSep 2, 2026
Prior Transfer Doc0000014377
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateSep 21, 2026
Property Address522 EDWARDS ST, WATERLOO, IA 50703-5828
Document Number0000014377
Instrument DateSep 2, 2026
Instrument202614377
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$4,767.20
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 EDWARDS ST, WATERLOO, IA 50703-5828

Tax Assessment & Valuation

The 2025 property tax bill for 522 Edwards St was $1,052, up 31.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,052.00 (+31.34%)$51,580 Land $7,200 Building $44,380$51,580 Land $7,200 Building $44,380
2024$801.00
2023$36,930 Land $7,200 Building $29,730$36,930 Land $7,200 Building $29,730
2022$666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 Edwards St in Zone X, where a levee reduces flood risk, though there have been 10 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1998–2016)
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 522 Edwards St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: GigFire, Nextlink.

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