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437 Edwards St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 437 Edwards St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 808 sqft · built 1904
Lot Size0.14 acres (6,100 sqft)
OwnerCompany Name on Record
Last Sale$55,500 (Sep 2026)
Tax Bill$952 (2025)
Deeds & MortgagesSep 2026 Sale
Flood ZoneZone X (reduced by levee)
APN8913-23-208-003

Property Details

APN / Parcel Number

Primary APN8913-23-208-003

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area808 sqft Living Area
1st Floor Area772 sqft
Basement Area772 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Exterior MaterialOther
Construction TypeFrame
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,100 sqft (0.14 acres)
Lot Dimensions122 ft deep x 50 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address437 EDWARDS ST
CityWATERLOO
StateIA
Zip50703-3633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRICKER AND BRATNOBER LAND CO ADD LOT 7 BLK 10
Legal Range13W
Legal Township89N
Legal Section23
Legal SubdivisionRICKER AND BRATNOBER LAND CO
Legal Block10
Legal Lot Number7
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2035
Census Tract500

Owner

Source: Black Hawk County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address409 SHIRLEY AVE, ELK RUN HEIGHTS, IA 50707-1431
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2026 · Amount on Record
Deed SaleSep 30, 2026 · Amount on Record
Deed Document Number202614885
Record UpdatedOct 29, 2026

September 2026: Contract Sale, Transfer

Document TypeContract Sale
JurisdictionBLACK HAWK IA
Recording DateSep 30, 2026
Property Address437 EDWARDS ST, WATERLOO, IA 50703-3633
Document Number0000014885
Instrument DateMar 1, 2025
Instrument202614885
Transaction TypeTransfer
Record UpdatedOct 6, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$8,888.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address409 SHIRLEY AVE, ELK RUN HEIGHTS, IA 50707-1431

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$952.00 (+32.22%)$46,680 (+40.6%) Land $6,240 Building $40,440$46,680 (+40.6%) Land $6,240 Building $40,440
2024$720.00 (+35.85%)
2023$33,200 (+37.36%) Land $6,240 Building $26,960$33,200 (+37.36%) Land $6,240 Building $26,960
2022$530.00$24,170 Land $6,240 Building $17,930
2021$24,170 Land $6,240 Building $17,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1998–2016)
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: GigFire, Nextlink.

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