522 E Monroe St, Caledonia, MN 55921 Property Records

Houston County property record for 522 E Monroe St, Caledonia, MN 55921

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,045 sqft · built 1890
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$65,600 (Mar 2019)
Tax Bill	$1,622 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21.0973.000`

Property Details

APN / Parcel Number

Primary APN	`21.0973.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,045 sqft Living Area
1st Floor Area	392 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	522 E MONROE ST
City	CALEDONIA
State	MN
Zip	55921-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-24 TWP-102 RANGE-006 PT N1/2 NE1/4 - COM 33 FT W & 180 FT N OF SE COR N1/2 NE1/4 - W 120 FT N 70 FT E 120 FT S 70 FT TO
Legal Range	06
Legal Township	102
Legal Section	24
Jurisdiction	HOUSTON MN
Township / Civil Division	CALEDONIA
Census Block Group	2
Census Block	2019
Census Tract	20500

Owner

Source: Houston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 E MONROE ST, CALEDONIA, MN 55921-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit ESB BANK
Dec 31, 2019	Deed of Trust, Mortgage · ARM FIREFIGHTERS CREDIT UNION
Dec 31, 2019	Warranty Deed, Transfer · ARM FIREFIGHTERS CREDIT UNION
Mar 7, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2019 · Amount on Record
Deed Sale	Mar 7, 2019 · Amount on Record
Prior Sale	Jul 12, 2016 · Amount on Record
Deed Document Number	2019293757
Prior Transfer Date	Mar 6, 2019
Prior Transfer Doc	A293757
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Recording Date	Aug 24, 2026
Property Address	522 E MONROE ST, CALEDONIA, MN 55921-1431
Document Number	0000319990
Instrument Date	Aug 12, 2026
Instrument	2026319990
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 E MONROE ST, CALEDONIA, MN 55921-1431
Investor	Possibly a Property Investor

Mortgage

Document Number	0000319990,
Date	Aug 24, 2026
Instrument	2026319990

Lender

Name	ESB BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 12, 2036

Interest

Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	522 E MONROE ST, CALEDONIA, MN 55921-1431
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A296716
Date	Dec 31, 2019
Instrument	A296716

Lender

Name	FIREFIGHTERS CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Dec 31, 2024
Index	Other
Margin	5

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Dec 31, 2019
Property Address	522 E MONROE ST, CALEDONIA, MN 55921-1431
Document Number	A296715
Instrument Date	Dec 17, 2019
Instrument	A296715
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 CLIFFVIEW DR, HOLMEN, WI 54636-9649

Mortgage

Document Number	A296716
Date	Dec 31, 2019
Instrument	A296716

Lender

Name	FIREFIGHTERS CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Dec 31, 2024
Index	Other
Margin	5

March 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HOUSTON MN
Recording Date	Mar 7, 2019
Property Address	522 E MONROE ST, CALEDONIA, MN 55921-1431
Document Number	A293757
Instrument Date	Mar 6, 2019
Instrument	A293757
Transaction Type	Foreclosure
Record Updated	Aug 23, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HOME CAMPUS, DES MOINES, IA 50328-0001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
Municipality	Caledonia City
Unified School District	Caledonia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,622.00 Homeowner's exemption	$116,500 (+13.33%) Land $28,000 Building $88,500	$116,500 (+13.33%) Land $28,000 Building $88,500
2025	$1,622.00 (+37.69%)
2023	$1,178.00 Homeowner's exemption	$102,800 Land $16,100 Building $86,700	$102,800 Land $16,100 Building $86,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Caledonia serves 2,824 people · EPA ID MN1280002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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