Houston County property record for 409 E Monroe St, Caledonia, MN 55921 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,648 sqft · built 1970 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,040 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Sep 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 21.0496.000 |
| Primary APN | 21.0496.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,648 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Basement Area | 1,080 sqft |
| Finished Basement | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 120 ft deep x 84 ft wide |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Heating Fuel | Gas |
| Street Address | 409 E MONROE ST |
|---|---|
| City | CALEDONIA |
| State | MN |
| Zip | 55921-1430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-24 TWP-102 RANGE-006 PALEN ADTN CALEDONIA LOT-999 BLOCK-002 LOTS 12-13-14-15 - BLK 2 PALEN'S ADDITION DOC #220086 |
| Legal Range | 06 |
| Legal Township | 102 |
| Legal Section | 24 |
| Legal Subdivision | PALEN ADTN |
| Legal Block | 2 |
| Legal Lot Number | 12-15 |
| Jurisdiction | HOUSTON MN |
| Township / Civil Division | CALEDONIA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 20500 |
Source: Houston County records · APN 21.0496.000
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 E MONROE ST, CALEDONIA, MN 55921-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MERCHANTS BANK NA |
| Sep 03, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MERCHANTS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 409 E MONROE ST, CALEDONIA, MN 55921-1430 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000A304984 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | A304984 |
| Name | MERCHANTS BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON MN |
| Property Address | 409 E MONROE ST, CALEDONIA, MN 55921-1430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | A299417 |
|---|---|
| Date | Sep 03, 2020 |
| Instrument | A299417 |
| Name | MERCHANTS BANK NA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 73 Months |
| Due | Oct 01, 2026 |
Source: Houston County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Houston County |
| Municipality | Caledonia City |
| Unified School District | Caledonia Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,600 (+7.12%) Land $33,600 Building $207,000 | $240,600 (+7.12%) Land $33,600 Building $207,000 | |
| 2025 | $3,040.00 (+5.26%) | ||
| 2023 | $2,888.00 Homeowner's exemption | $224,600 Land $19,300 Building $205,300 | $224,600 Land $19,300 Building $205,300 |
Source: FEMA National Flood Hazard Layer, Houston County (27055C), updated January 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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