Sumner County property record for 522 E Main St, Gallatin, TN 37066
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 15.5 ba · 12,020 sqft · built 1972 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Owner Name on File |
| Last Sale | $262,500 (Dec 1991) |
| Tax Bill | $4,680 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit Jun 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 083113M G 00200 |
| Primary APN | 083113M G 00200 |
|---|---|
| Alternative APN |
|
| Full Baths | 15.5 Baths |
|---|---|
| Units | 11 Units |
| Stories | 1 Story |
| Building Area | 12,020 sqft Total Area |
| 1st Floor Area | 7,960 sqft |
| Upper Floors Area | 4,060 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 32 sqft |
| Patio Area | 1,340 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 522 E MAIN ST |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-2486 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | DISTRICT: 03 323-245,342-614, COUNTY AREA: A01 |
| Legal Subdivision | EASTLAND ADD TO GALLATIN |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20700 |
Source: Sumner County records · APN 083113M G 00200
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 123 PUBLIC SQ, GALLATIN, TN 37066-2839 |
| Date | Document |
|---|---|
| Aug 03, 2020 | Deed of Trust, Mortgage · Line of Credit SUMNER BANK & TRUST |
| Jun 10, 2020 | Deed of Trust, Construction Loan · Construction Mortgage SUMNER BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 1991 · Amount on Record |
| Deed Sale | Dec 27, 1991 · Amount on Record |
| Deed Document Number | 0000226629 |
| Deed Book / Page | 226 / 629 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 522 E MAIN ST, GALLATIN, TN 37066-2486 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1900 CAIRO RD, GALLATIN, TN 37066-8401 |
| Document Number | 0052960120 |
|---|---|
| Date | Aug 03, 2020 |
| Book Page | 5296/120 |
| Instrument | 1322234 |
| Name | SUMNER BANK & TRUST |
|---|---|
| Type | Bank |
| Address | GALLATIN, TN 37066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jun 02, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Jun 10, 2020 |
| Property Address | 522 E MAIN ST, GALLATIN, TN 37066-2486 |
| Document Number | 0052400700 |
| Book / Page | 005240 / 000700 |
| Instrument Date | Jun 02, 2020 |
| Instrument | 1314608 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 04, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 123 PUBLIC SQ GALLATIN TN 370662839, GALLATIN, TN 37066-2839 |
| Document Number | 52400700 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 005240/000700 |
| Instrument | 1314608 |
| Name | SUMNER BK&TR |
|---|---|
| Type | Bank |
| Address | GALLATIN, TN 37066 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 09, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Sumner County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,680.00 (-0.57%) | $329,360 (+113.54%) Land $58,080 Building $271,280 | |
| 2024 | $823,400 (+113.54%) Land $145,200 Building $678,200 | ||
| 2023 | $4,707.00 (-0.34%) | $154,240 (-) Land $34,240 Building $120,000 | |
| 2022 | $4,723.00 | $154,240 Land $34,240 Building $120,000 | |
| 2021 | $385,600 Land $85,600 Building $300,000 |
Source: FEMA National Flood Hazard Layer, Sumner County (47165C), as of July 12, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471650207001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2016–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 211 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TN0000253, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures