522 E 51st St, Savannah, GA 31405 Property Records

Chatham County property record for 522 E 51st St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,559 sqft · built 1937
Lot Size	0.108 acres (4,726 sqft)
Owner	Individual Name on File
Tax Bill	$2,740 (2025)
Deeds & Mortgages	Nov 2025 Sale Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0086-10-019`

Property Details

APN / Parcel Number

Primary APN	`2-0086-10-019`
Alternative APN	`M332T286`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,559 sqft Living Area
1st Floor Area	1,559 sqft
Utility Area	110 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	4,726 sqft (0.108 acres)
Lot Dimensions	105 ft deep x 45 ft wide
Porch	Slab
Porch Area	45 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	522 E 51ST ST
City	SAVANNAH
State	GA
Zip	31405-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	196 E PT 195 SCHRODER WD
Legal Subdivision	SCHROEDER WARD
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2023
Census Tract	3000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

522 E 51st St is owned and occupied by an individual who acquired it in November 2025.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	522 E 51ST ST, SAVANNAH, GA 31405-2355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Transfer
Oct 15, 2020	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE
Jan 6, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025
Deed Sale	Nov 7, 2025
Prior Sale	Oct 15, 2020 · Amount on File
Deed Book / Page	3827 / 383
Prior Transfer Date	Oct 10, 2025
Prior Transfer Doc	0038270383
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Nov 7, 2025
Property Address	522 E 51ST ST, SAVANNAH, GA 31405-2355
Document Number	0038270383
Book / Page	3827 / 383
Instrument Date	Oct 10, 2025
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 E 51ST ST, SAVANNAH, GA 31405-2355

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 15, 2020
Property Address	522 E 51ST ST, SAVANNAH, GA 31405-2355
Document Number	0021010407
Book / Page	2101 / 407
Instrument Date	Oct 15, 2020
Instrument	2020-010870
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 E 51ST ST, SAVANNAH, GA 31405-2355

Mortgage

Document Number	0021010409
Date	Oct 15, 2020
Book Page	0000002101/0000000409

Lender

Name	SWBC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 6, 2017
Property Address	522 E 51ST ST, SAVANNAH, GA 31405-2355
Document Number	0009870051
Book / Page	0987 / 051
Instrument Date	Jan 6, 2017
Instrument	2017-000137
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 E 51ST ST, SAVANNAH, GA 31405-2355

Mortgage

Document Number	0009870053
Date	Jan 12, 2017
Book Page	0987/053
Instrument	30162820019

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 522 E 51st St was $2,740, down 0.6% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,120 (+3.75%) Land $44,000 Building $184,120	$570,300 (+3.75%) Land $110,000 Building $460,300
2025	$2,740.00 (-0.62%) Homeowner's exemption	$219,880 Land $44,000 Building $175,880	$549,700 Land $110,000 Building $439,700
2024	$2,757.00
2023		$159,360 (+8.59%) Land $30,000 Building $129,360	$398,400 (+8.59%) Land $75,000 Building $323,400
2022	$3,729.00	$146,760 Land $30,000 Building $116,760	$366,900 Land $75,000 Building $291,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 E 51st St in Zone X, an area of minimal flood risk, though there have been 215 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	215 (1979–2024)
Claims Outside the SFHA	209 of 215
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 522 E 51st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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