520 E 51st St, Savannah, GA 31405 Property Records

Chatham County property record for 520 E 51st St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,075 sqft · built 1930
Lot Size	0.108 acres (4,726 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jan 2022)
Tax Bill	$3,227 (2025)
Deeds & Mortgages	Jan 2022 Sale Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-0086-10-020`

Property Details

APN / Parcel Number

Primary APN	`2-0086-10-020`
Alternative APN	`B288B621`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	1,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,726 sqft (0.108 acres)
Lot Dimensions	105 ft deep x 45 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	520 E 51ST ST
City	SAVANNAH
State	GA
Zip	31405-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 194 AND WEST HALF LOT 195 S CHRODER WARD
Legal Subdivision	HULL PARK
Legal Lot Number	194-195
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2023
Census Tract	3000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

520 E 51st St is owned and occupied by an individual who bought it in January 2022.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	520 E 51ST ST, SAVANNAH, GA 31405-2355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Warranty Deed, Transfer
Jun 1, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE
May 28, 2020	Warranty Deed, Transfer
Jun 7, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Prior Sale	Jan 13, 2022 · Amount on File
Deed Document Number	2022805
Deed Book / Page	2688 / 615
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 13, 2022
Property Address	520 E 51ST ST, SAVANNAH, GA 31405-2355
Document Number	0026880615
Book / Page	2688 / 615
Instrument Date	Jan 13, 2022
Instrument	2022-000805
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E 51ST ST, SAVANNAH, GA 31405-2355

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	520 E 51ST ST, SAVANNAH, GA 31405-2355
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E 51ST ST, SAVANNAH, GA 31405-2355

Mortgage

Document Number	0000001944/0000000229
Date	Jun 1, 2020
Book Page	0000001944/0000000229
Instrument	032357370020

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	520 E 51ST ST, SAVANNAH, GA 31405-2355
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E 51ST ST, SAVANNAH, GA 31405-2355

Mortgage

Document Number	0000001796/0000000538
Date	Dec 13, 2019
Book Page	0000001796/0000000538

Lender

Name	BETTER MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 28, 2020
Property Address	520 E 51ST ST, SAVANNAH, GA 31405-2355
Document Number	0019440227
Book / Page	1944 / 227
Instrument Date	May 28, 2020
Instrument	2020-004936
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E 51ST ST, SAVANNAH, GA 31405-2355

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 7, 2017
Property Address	520 E 51ST ST, SAVANNAH, GA 31405-2355
Document Number	0011000204
Book / Page	1100 / 204
Instrument Date	Jun 7, 2017
Instrument	2017-005754
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E 51ST ST, SAVANNAH, GA 31405-2355

Mortgage

Document Number	1100/206
Date	Jun 9, 2017
Book Page	1100/206
Instrument	30429530019

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 520 E 51st St was $3,227.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,000 (+3.89%) Land $44,000 Building $127,000	$427,500 (+3.89%) Land $110,000 Building $317,500
2025	$3,227.00 Homeowner's exemption	$164,600 Land $44,000 Building $120,600	$411,500 Land $110,000 Building $301,500
2023		$122,440 (+7.67%) Land $30,000 Building $92,440	$306,100 (+7.67%) Land $75,000 Building $231,100
2022	$3,747.00	$113,720 Land $30,000 Building $83,720	$284,300 Land $75,000 Building $209,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 E 51st St in Zone X, an area of minimal flood risk, though there have been 215 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	215 (1979–2024)
Claims Outside the SFHA	209 of 215
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 E 51st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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