522 E 2nd St, Huxley, IA 50124 Property Records

Story County property record for 522 E 2nd St, Huxley, IA 50124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,249 sqft · built 2016
Lot Size	0.175 acres (7,611 sqft)
Owner	Individual Name on File
Last Sale	$202,000 (Jul 2016)
Tax Bill	$4,438 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-24-356-240`

Property Details

APN / Parcel Number

Primary APN	`13-24-356-240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,249 sqft Living Area
1st Floor Area	1,249 sqft
Basement Area	1,249 sqft
Unfinished Basement	1,249 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,611 sqft (0.175 acres)
Lot Dimensions	117 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	154 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	522 E 2ND ST
City	HUXLEY
State	IA
Zip	50124-8117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE RIDGE PLAT 1 LOT:38 HUXLEY
Legal Subdivision	PRAIRIE RIDGE PLAT 1
Legal Lot Number	38
Jurisdiction	STORY IA
Township / Civil Division	PALESTINE
Census Block Group	1
Census Block	1040
Census Tract	10102

Owner

522 E 2nd St is owned and occupied by an individual who bought it in July 2016.

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	522 E 2ND ST, HUXLEY, IA 50124-8117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2016 · Amount on File
Deed Sale	Jul 18, 2016 · Amount on File
Deed Document Number	20166684
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	522 E 2ND ST, HUXLEY, IA 50124-8117
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700008648
Date	Aug 24, 2017
Instrument	2017-00008648

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 12, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	522 E 2ND ST, HUXLEY, IA 50124-8117
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202112701
Date	Oct 5, 2021
Instrument	2021-12701

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 522 E 2nd St was $4,438 with a homeowner's exemption, down 3% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Huxley City
Unified School District	Ballard Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,438.00 (-3.02%) Homeowner's exemption	$276,700 Land $61,100 Building $215,600	$276,700 Land $61,100 Building $215,600
2024	$4,576.00
2023		$270,200 Land $61,100 Building $209,100	$270,200 Land $61,100 Building $209,100
2022	$4,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 522 E 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 522 E 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUXLEY WATERWORKS DEPT serves 4,244 people · EPA ID IA8538066
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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